180 Elbert St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 180 Elbert St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1952
Square Footage	2,514 sqft Living Area
Lot Size	12,763 sqft (0.293 acres)
Occupancy	Owner Occupied
Tax Bill	$17,026.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01901-0000-00003

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	180 ELBERT ST, RAMSEY, NJ 07446-1407
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	180 ELBERT ST, RAMSEY, NJ 07446-1407
Document Number	0025920683
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 ELBERT ST RAMSEY NJ 074461407, RAMSEY, NJ 07446-1407

Mortgage

Document Number	0025920683
Date	Apr 20, 2017
Book Page	002592/000683

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 19, 2057

Interest

Rate Type	Fixed Rate
Rate	5.29%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$856,100 (+3.53%) Land $394,000 Building $462,100	$856,100 (+3.53%) Land $394,000 Building $462,100
2025	$17,026.00 (-1.99%)	$826,900 (+34.32%) Land $369,000 Building $457,900	$826,900 (+34.32%) Land $369,000 Building $457,900
2024	$17,372.00 (+7.59%)
2023		$615,600 Land $297,000 Building $318,600	$615,600 Land $297,000 Building $318,600
2022	$16,147.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-01901-0000-00003`
Alternative APN	`480190100003`

Interior

Building Area	2,514 sqft Living Area
1st Floor	2,514 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame Construction
Lot Area	12,763 sqft (0.293 acres)
Depth X Width	150 ft x 85 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	180 ELBERT ST
City	RAMSEY
State	NJ
Zip	07446-1407
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.293AC
Legal Block	1901
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	1
Census Block	1013
Census Tract	44100