Bergen County and Ramsey Borough property record for 188 Elbert St, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,614 sqft · built 2014 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Sep 2015) |
| Tax Bill | $21,780 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01901-0000-00004 |
| Primary APN | 48-01901-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,614 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 12,763 sqft (0.293 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 188 ELBERT ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.293AC |
| Legal Block | 1901 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-01901-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 ELBERT ST, RAMSEY, NJ 07446-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2015 · Amount on Record |
| Deed Sale | Sep 14, 2015 · Amount on Record |
| Prior Sale | Mar 19, 2015 · Amount on Record |
| Deed Document Number | 201568938 |
| Deed Book / Page | 2048 / 473 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,083,900 (+2.47%) Land $394,000 Building $689,900 | $1,083,900 (+2.47%) Land $394,000 Building $689,900 | |
| 2025 | $21,780.00 (+1.17%) | $1,057,800 (+38.66%) Land $369,000 Building $688,800 | $1,057,800 (+38.66%) Land $369,000 Building $688,800 |
| 2024 | $21,529.00 (+7.59%) | ||
| 2023 | $762,900 Land $297,000 Building $465,900 | $762,900 Land $297,000 Building $465,900 | |
| 2022 | $20,010.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030441001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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