Bergen County and Ramsey Borough property record for 153 Elbert St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,274 sqft · built 2013 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $869,999 (Jul 2019) |
| Tax Bill | $24,784 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01801-0000-00013 |
| Primary APN | 48-01801-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,274 sqft Living Area |
| 1st Floor Area | 3,274 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Frame |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 153 ELBERT ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.344AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 1801 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 153 ELBERT ST, RAMSEY, NJ 07446-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Jul 26, 2019 | Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Jan 25, 2017 | Deed, Transfer TITLE RESOURCES GUARANTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on Record |
| Deed Sale | Jul 26, 2019 · Amount on Record |
| Prior Sale | Jan 25, 2017 · Amount on Record |
| Deed Document Number | 201948323 |
| Deed Book / Page | 3304 / 2436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 153 ELBERT ST, RAMSEY, NJ 07446-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 153 ELBERTST, RAMSEY, NJ 07446-1403 |
| Document Number | 0036571774 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 3657/1774 |
| Instrument | 20-070405 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 153 ELBERT ST, RAMSEY, NJ 07446-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0038320347 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 3832/347 |
| Instrument | 20-123172 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 153 ELBERT ST, RAMSEY, NJ 07446-1403 |
| Document Number | 0038211875 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 153 ELBERT ST RAMSEY NJ 074461403, RAMSEY, NJ 07446-1403 |
| Document Number | 0038211875 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 003821/001875 |
| Instrument | 120189 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 26, 2019 |
| Property Address | 153 ELBERT ST, RAMSEY, NJ 07446-1403 |
| Document Number | 0033042436 |
| Book / Page | 3304 / 2436 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 19-048323 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 ELBERT CT, RAMSEY, NJ 07446-1010 |
| Document Number | 1904832301 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 19-048323.01 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0033042436 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 3304/2436 |
| Instrument | 19-048323 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 25, 2017 |
| Property Address | 153 ELBERT ST, RAMSEY, NJ 07446-1403 |
| Document Number | 0025152437 |
| Book / Page | 02515 / 2437 |
| Map Reference | DD 1515 PG 839 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 17-008357 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TITLE RESOURCES GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,009.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 ELBERT ST, 153, RAMSEY, NJ 07446-1403 |
| Name | Verified Name |
|---|---|
| Address | 153 ELBERT ST, RAMSEY, NJ 07446-1403 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,236,300 (+2.71%) Land $399,800 Building $836,500 | $1,236,300 (+2.71%) Land $399,800 Building $836,500 | |
| 2025 | $24,784.00 (+3.57%) | $1,203,700 (+41.95%) Land $374,800 Building $828,900 | $1,203,700 (+41.95%) Land $374,800 Building $828,900 |
| 2024 | $23,930.00 (+7.58%) | ||
| 2023 | $848,000 Land $300,200 Building $547,800 | $848,000 Land $300,200 Building $547,800 | |
| 2022 | $22,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures