196 Elbert St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 196 Elbert St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2006
Square Footage	3,615 sqft Living Area
Lot Size	13,504 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$480,000 (2006)
Tax Bill	$21,638.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-01901-0000-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	196 ELBERT ST, RAMSEY, NJ 07446-1407
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2006 · Amount on Record
Deed Sale	Jul 06, 2006 · Amount on Record
Deed Book / Page	9115 / 80
Record Refreshed	Sep 20, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	196 ELBERT ST, RAMSEY, NJ 07446-1407
Document Number	0033680391
Instrument Date	Dec 08, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 ELBERT ST RAMSEY NJ 074461407, RAMSEY, NJ 07446-1407

Mortgage

Document Number	0033680391
Date	Oct 07, 2019
Book Page	003368/000391
Instrument	66246

Lender

Name	WELLS FARGO BK
Type	Bank
Address	CHARLOTTE, NC 28262

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,074,700 (+2.26%) Land $396,500 Building $678,200	$1,074,700 (+2.26%) Land $396,500 Building $678,200
2025	$21,638.00 (-6.47%)	$1,050,900 (+28.19%) Land $371,500 Building $679,400	$1,050,900 (+28.19%) Land $371,500 Building $679,400
2024	$23,134.00 (+7.58%)
2023		$819,800 Land $298,300 Building $521,500	$819,800 Land $298,300 Building $521,500
2022	$21,503.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-01901-0000-00005`
Alternative APN	`480190100005`

Interior

Building Area	3,615 sqft Living Area
1st Floor	3,615 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame Construction
Lot Area	13,504 sqft (0.31 acres)
Depth X Width	150 ft x 90 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	196 ELBERT ST
City	RAMSEY
State	NJ
Zip	07446-1407
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.310AC
Legal Block	1901
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	1
Census Block	1013
Census Tract	44100