Saginaw County property record for 18 Willow Pointe Dr, Freeland, MI 48623
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 1,645 sqft |
| Lot Size | 0.059 acres (2,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2024) |
| Tax Bill | $8,423 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Apr 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-16-3318-000 |
| Primary APN | 29-13-3-16-3318-000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,645 sqft |
| Basement Area | 1,645 sqft |
| Finished Basement | 1,645 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Condo/Apartment |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,588 sqft |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 18 WILLOW POINTE DR |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-2100 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-3 |
| Legal Description | UNIT 18 WILLOW POINTE CONDOMINIUMS SAGINAW COUNTY CONDOMINIUM SUBDIVISION PLAN NO 59 PART OF SW 1/4 SEC 16 T13N R3E ***NEW |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 16 |
| Legal Subdivision | CONDOMINIUM SUBDIVISION |
| Legal Unit | 18 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10101 |
18 Willow Pointe Dr, a condominium, is owned and occupied by two individuals who bought it in October 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2023 | Intrafamily Transfer, Transfer |
| Apr 3, 2023 | Warranty Deed, Transfer |
| Feb 15, 2022 | Intrafamily Transfer, Transfer |
| Feb 15, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage MEMBERS FIRST CU |
| Jun 28, 2021 | Intrafamily Transfer, Transfer |
| May 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage MEMBERS FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on File |
| Deed Sale | Oct 30, 2024 · Amount on File |
| Prior Sale | Apr 3, 2023 · Amount on File |
| Deed Document Number | 202424383 |
| Prior Transfer Date | Feb 9, 2022 |
| Prior Transfer Doc | 0000004163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 31, 2023 |
| Property Address | 18 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Document Number | 0000023918 |
| Map Reference | LB 2119 PG 1710 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023023918 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Name | Verified Name |
|---|---|
| Address | 1605 ASHMAN ST, MIDLAND, MI 48640-5451 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 3, 2023 |
| Property Address | 18 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Document Number | 0000006110 |
| Map Reference | LB 2119 PG 1710 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2023006110 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3106 GIBSON ST, MIDLAND, MI 48640-2488 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 15, 2022 |
| Property Address | 18 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Document Number | 0000004165 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022004165 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8482 MIDLAND RD, FREELAND, MI 48623-8432 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 15, 2022 |
| Property Address | 18 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Document Number | 0000004163 |
| Map Reference | LB 2119 PG 1710 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 2022004163 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8482 MIDLAND RD, FREELAND, MI 48623-8432 |
| Document Number | 0000004164 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022004164 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 28, 2021 |
| Property Address | 18 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Document Number | 0000022528 |
| Map Reference | LB 2119 PG 1710 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021022528 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8482 MIDLAND RD, FREELAND, MI 48623-8432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 8, 2017 |
| Property Address | 8482 MIDLAND RD, FREELAND, MI 48623-8432 |
| Document Number | 0000015310 |
| Instrument Date | May 5, 2017 |
| Instrument | 15310 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2017 |
| Title Company | HOMELAND TITLE, HOMELAND TITLE SERVICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8482 MIDLAND RD FREELAND MI 486238432, FREELAND, MI 48623-8432 |
| Document Number | 15311 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 15311 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641-2165 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2047 |
The 2025 property tax bill for 18 Willow Pointe Dr was $8,423 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,100 (+4.27%) | $298,200 (+4.27%) | |
| 2025 | $8,423.00 Homeowner's exemption | $143,000 | $286,000 |
| 2023 | $137,000 (+7.2%) | $274,000 (+7.2%) | |
| 2022 | $4,368.00 (+9.53%) Homeowner's exemption | $127,800 | $255,600 |
| 2021 | $3,988.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18 Willow Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Willow Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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