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10 Willow Pointe Dr, Freeland, MI 48623 Property Records

Saginaw County property record for 10 Willow Pointe Dr, Freeland, MI 48623

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,527 sqft · built 2002
Lot Size0.052 acres (2,272 sqft)
Owner2 Individual Names on File
Last Sale$192,500 (Jun 2020)
Tax Bill$4,221 (2025)
Deeds & MortgagesJun 2020 Sale
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-3-16-3310-000

Property Details

APN / Parcel Number

Primary APN29-13-3-16-3310-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,527 sqft Living Area
1st Floor Area1,527 sqft
Basement Area1,527 sqft
Unfinished Basement1,527 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,272 sqft
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area42 sqft
Deck AreaDeck Area
Patio Area116 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address10 WILLOW POINTE DR
CityFREELAND
StateMI
Zip48623-2100
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3
Legal DescriptionUNIT 10 WILLOW POINTE CONDOMINIUMS SAGINAW COUNTY CONDOMINIUM SUBDIVISION PLAN NO 59 PART OF SW 1/4 SEC 16 T13N R3E ***NEW
Legal Range03E
Legal Township13N
Legal Section16
Legal SubdivisionCONDOMINIUM SUBDIVISION
Legal Unit10
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1026
Census Tract10101

Owner

10 Willow Pointe Dr, a condominium, is owned and occupied by two individuals who bought it in June 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address10 WILLOW POINTE DR, FREELAND, MI 48623-2100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Warranty Deed, Transfer
NOT AVAILABLE
Feb 16, 2017Warranty Deed, Transfer
WANIGAS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2020 · Amount on File
Deed SaleJun 2, 2020 · Amount on File
Prior SaleFeb 16, 2017 · Amount on File
Deed Document Number202014444
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJun 2, 2020
Property Address8432 MIDLAND RD, FREELAND, MI 48623-8444
Document Number0000014444
Instrument DateMay 7, 2020
Instrument14444
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$193.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8432 MIDLAND RD FREELAND MI 486238444, FREELAND, MI 48623-8444

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateFeb 16, 2017
Property Address8432 MIDLAND RD, FREELAND, MI 48623-8444
Document Number0000003736
Book / Page2889 / 1908
Instrument DateFeb 10, 2017
Instrument2017003736
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,496.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8432 MIDLAND RD # 10, 8432, FREELAND, MI 48623-8444

Transferred To (Grantee/Buyer)

NameVerified Name
Address2602 ABBOTT RD APT B11, B11, MIDLAND, MI 48642-5014

Mortgage

Document Number0000003737
DateFeb 16, 2017
Book Page2889/1911
Instrument2017003737
Lender
NameWANIGAS CU
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Willow Pointe Dr was $4,221 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,000$238,000
2025$4,221.00 Homeowner's exemption
2023$109,900$219,800
2022$3,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Willow Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Willow Pointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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