13 Willow Pointe Dr, Freeland, MI 48623 Property Records

Saginaw County property record for 13 Willow Pointe Dr, Freeland, MI 48623

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,542 sqft · built 2001
Lot Size0.049 acres (2,137 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Aug 2020)
Tax Bill$704 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-3-16-3313-000

Property Details

APN / Parcel Number

Primary APN29-13-3-16-3313-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,542 sqft Living Area
1st Floor Area1,542 sqft
Basement Area1,542 sqft
Unfinished Basement1,542 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,137 sqft
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address13 WILLOW POINTE DR
CityFREELAND
StateMI
Zip48623-2100
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3
Legal DescriptionUNIT 13 WILLOW POINTE CONDOMINIUMS SAGINAW COUNTY CONDOMINIUM SUBDIVISION PLAN NO 59 PART OF SW 1/4 SEC 16 T13N R3E ***NEW
Legal Range03E
Legal Township13N
Legal Section16
Legal SubdivisionCONDOMINIUM SUBDIVISION
Legal Unit13
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1026
Census Tract10101

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 WILLOW POINTE DR, FREELAND, MI 48623-2100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jan 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
SAGINAW CNTY EMPS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Prior SaleJun 10, 2002 · Amount on Record
Deed Document Number202021021
Prior Transfer DateJan 6, 2009
Prior Transfer Doc0000000560
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateAug 25, 2020
Property Address8452 MIDLAND RD, FREELAND, MI 48623-8444
Document Number2020021021
Map ReferenceLB 2119 PG 1710
Instrument DateJul 16, 2020
Instrument2020021021
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,612.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8452 MIDLAND RD, 8452, FREELAND, MI 48623-8444

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 PINE GROVE DR, MIDLAND, MI 48640-2375

Mortgage

Document Number2020021022
DateAug 25, 2020
Instrument2020021022
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address8452 MIDLAND RD, FREELAND, MI 48623-8444
Document Number0000002918
Book / Page002888 / 001633
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedFeb 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8452 MIDLAND RD FREELAND MI 486238444, FREELAND, MI 48623-8444

Mortgage

Document Number0000002918
DateFeb 7, 2017
Book Page002888/001633
Instrument2918
Lender
NameSAGINAW CNTY EMPS CU
TypeCredit Union
AddressSAGINAW, MI 48602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueFeb 6, 2024

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,400$306,800
2025$704.00 (-1.54%) Homeowner's exemption
2024$715.00 (+0.7%)
2022$710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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