18 W Franklin St, Gratis, OH 45330 Property Records

Preble County property record for 18 W Franklin St, Gratis, OH 45330

Property Summary

Property TypeApartments (5+ Units)
Details1,720 sqft · built 1880
Lot Size0.103 acres (4,495 sqft)
Owner2 Individual Names on File
Tax Bill$1,095 (2025)
Deeds & MortgagesOct 2005 Mortgage
Jun 2006 Mortgage
Flood ZoneZone X (minimal risk)
APNC06-0010-008-00-026-000

Property Details

APN / Parcel Number

Primary APNC06-0010-008-00-026-000

Interior

Units2 Units
Stories1 Story
Building Area1,720 sqft Total Area
1st Floor Area1,720 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1920
Lot Area4,495 sqft (0.103 acres)
Lot Dimensions66 ft deep x 38 ft wide
Shed1 Shed
Shed Area64 sqft

Location & Zoning

Street Address18 W FRANKLIN ST
CityGRATIS
StateOH
Zip45330
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionN PT LOT 24
Legal Lot Number24
JurisdictionPREBLE OH
Township / Civil DivisionGRATIS
Census Block Group2
Census Block2013
Census Tract480100

Owner

18 W Franklin St, a residential property, is owned by two individuals who acquired it in September 2003.

Source: Preble County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address24 W FRANKLIN ST, GRATIS, OH 45330-3200
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2005Deed of Trust, Mortgage · Commercial Mortgage
POPULAR FINANCIAL SERVICES LLC
Jun 30, 2006Deed of Trust, Mortgage · Commercial Mortgage
POPULAR FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2003
Deed SaleSep 10, 2003
Deed Document Number200300043508
Record UpdatedJun 8, 2026

October 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address18 W FRANKLIN ST, GRATIS, OH 45330
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00239/1336
DateOct 13, 2005
Book Page239/1336
Instrument200500065760
Lender
NamePOPULAR FINANCIAL SERVICES LLC
TypeMortgage Company
Address301 LIPPINCOTT DR, MARLTON, NJ 08053
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2035
Interest
Rate TypeAdjustable Rate
Rate7.87%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
IndexLIBOR

June 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address18 W FRANKLIN ST, GRATIS, OH 45330
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00250/1265
DateJun 30, 2006
Book Page250/1265
Instrument200600072435
Lender
NamePOPULAR FINANCIAL SERVICES LLC
TypeMortgage Company
Address301 LIPPINCOTT DR, MARLTON, NJ 08053
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term352 Months
DueOct 1, 2035
Interest
Rate TypeAdjustable Rate
Rate7.87%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
IndexLIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 18 W Franklin St was $1,095, down 1.3% from the year before.

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
County SubdivisionGratis Township
MunicipalityGratis Village
Unified School DistrictPreble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,095.00 (-1.26%)$22,390 (-) Land $2,300 Building $20,090
2024$1,109.00 (+6.84%)$22,390 (-) Land $2,300 Building $20,090
2023$1,038.00 (+98.85%)$22,390 (+176.08%) Land $2,300 Building $20,090$63,980 Land $6,580 Building $57,400
2022$522.00$8,110 Land $2,160 Building $5,950
2020$63,980 Land $6,580 Building $57,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 W Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 W Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRATIS VILLAGE PWS
serves 990 people · EPA ID OH6800612
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Brightspeed.

Nearby Properties on W Franklin St

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