18 Valley Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 18 Valley Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	958 sqft · built 1920
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Mar 2023)
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-10901-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`19-10901-0000-00020`
Alternative APN	`191090100020`

Interior

Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	18 VALLEY RD
City	STANHOPE
State	NJ
Zip	07874-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Block	10901
Legal Lot Number	20
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2000
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 VALLEY RD, STANHOPE, NJ 07874-2843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
May 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Mar 15, 2023	Special Warranty Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Jun 11, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	20234703
Deed Book / Page	10236 / 777
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	18 VALLEY RD, STANHOPE, NJ 07874-2843
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 VALLEY RD, STANHOPE, NJ 07874-2843

Mortgage

Document Number	0104320437
Date	Jan 21, 2026
Book Page	10432/437
Instrument	2026001290

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	18 VALLEY RD, STANHOPE, NJ 07874-2843
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102471437
Date	May 19, 2023
Book Page	10247/1437
Instrument	2023008762

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Mar 9, 2028

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 15, 2023
Property Address	18 VALLEY RD, STANHOPE, NJ 07874-2843
Document Number	0102360777
Book / Page	10236 / 777
Instrument Date	Mar 9, 2023
Instrument	2023004703
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 VALLEY RD, STANHOPE, NJ 07874-2843

Mortgage

Document Number	2023004704
Date	Mar 15, 2023
Instrument	2023004704

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	SUSSEX NJ
Recording Date	Jun 11, 2021
Property Address	18 VALLEY RD, STANHOPE, NJ 07874-2843
Document Number	0035920836
Book / Page	3592 / 836
Instrument Date	Mar 15, 2021
Instrument	20210611010163580
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 WISCONSIN AVE NW, WASHINGTON, DC 20016-2806

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,500 (+153.27%) Land $176,700 Building $152,800	$329,500 (+153.27%) Land $176,700 Building $152,800
2025	$6,063.00 (+3.25%)	$130,100 (-) Land $70,500 Building $59,600	$130,100 (-) Land $70,500 Building $59,600
2024	$5,872.00 (+4.39%)
2023		$130,100 (-) Land $70,500 Building $59,600	$130,100 (-) Land $70,500 Building $59,600
2022	$5,625.00 (+0.54%)	$130,100 Land $70,500 Building $59,600	$130,100 Land $70,500 Building $59,600
2021	$5,595.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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