16 Valley Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 16 Valley Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,712 sqft · built 1972
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$151,900 (Mar 1999)
Tax Bill	$8,803 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10901-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`19-10901-0000-00019`
Alternative APN	`191090100019`

Interior

Stories	2 Stories
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Porch	Slab

Location & Zoning

Street Address	16 VALLEY RD
City	STANHOPE
State	NJ
Zip	07874-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES SEC
Legal Block	10901
Legal Lot Number	19
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2000
Census Tract	374600

Owner

16 Valley Rd is owned and occupied by two individuals who acquired it in October 2016.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 VALLEY RD, STANHOPE, NJ 07874-2843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK
Sep 3, 2021	Intrafamily Transfer, Transfer MORRIS HOME ABSTRACT COMPANY INC, MORRIS HOME ABSTRACT CO
Jan 26, 2017	Deed of Trust, Mortgage · Conventional with PMI CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 1999 · Amount on File
Deed Sale	Mar 17, 1999 · Amount on File
Deed Document Number	19996143
Deed Book / Page	2357 / 4
Last Transfer Date	Oct 21, 2016
Transfer Doc	0034070261
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	16 VALLEY RD, STANHOPE, NJ 07874-2843
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	MORRIS HOME ABSTRACT COMPANY INC, MORRIS HOME ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100210452
Date	Sep 3, 2021
Book Page	10021/452
Instrument	20210903010275320

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX NJ
Recording Date	Sep 3, 2021
Property Address	16 VALLEY RD, STANHOPE, NJ 07874-2843
Document Number	0036040485
Book / Page	3604 / 485
Instrument Date	Jul 27, 2021
Instrument	20210903010275310
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	MORRIS HOME ABSTRACT COMPANY INC, MORRIS HOME ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 VALLEY RD, STANHOPE, NJ 07874-2843

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	16 VALLEY RD, STANHOPE, NJ 07874-2843
Document Number	0094720772
Book / Page	009472 / 000772
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 VALLEY RD STANHOPE NJ 078742843, STANHOPE, NJ 07874-2843

Mortgage

Document Number	0094720772
Date	Feb 3, 2017
Book Page	009472/000772
Instrument	30610

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	OFALLON, MO 63368-2240

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 Valley Rd was $8,803, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,900 (+133.4%) Land $186,000 Building $254,900	$440,900 (+133.4%) Land $186,000 Building $254,900
2025	$8,803.00 (+3.24%)	$188,900 Land $74,200 Building $114,700	$188,900 Land $74,200 Building $114,700
2024	$8,527.00
2023		$188,900 Land $74,200 Building $114,700	$188,900 Land $74,200 Building $114,700
2022	$8,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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