17 Valley Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 17 Valley Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1972
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Jan 1999)
Tax Bill	$9,581 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-10902-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`19-10902-0000-00001`
Alternative APN	`191090200001`

Interior

Stories	2 Stories
Building Area	1,696 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	99 ft deep x 82 ft wide
Porch	Slab

Location & Zoning

Street Address	17 VALLEY RD
City	STANHOPE
State	NJ
Zip	07874-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES SEC
Legal Block	10902
Legal Lot Number	1
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2001
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 VALLEY RD, STANHOPE, NJ 07874-2844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BK
Jan 30, 2018	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT BK/CINCINNATI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 1999 · Amount on Record
Deed Sale	Jan 25, 1999 · Amount on Record
Deed Document Number	19991703
Deed Book / Page	2346 / 20
Last Transfer Date	Jul 16, 2024
Transfer Doc	0103240868
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	17 VALLEY RD, STANHOPE, NJ 07874-2844
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	SUMMIT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104450889
Date	Mar 30, 2026
Book Page	10445/889
Instrument	2026005819

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	17 VALLEY RD, STANHOPE, NJ 07874-2844
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 VALLEY RD, STANHOPE, NJ 07874-2844

Mortgage

Document Number	0101930543
Date	Sep 1, 2022
Book Page	10193/543
Instrument	20220901010254280

Lender

Name	PROVIDENT BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	17 VALLEY RD, STANHOPE, NJ 07874-2844
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098030716
Date	May 5, 2020
Book Page	9803/716
Instrument	20200505010080370

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 13, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	17 VALLEY RD, STANHOPE, NJ 07874-2844
Document Number	0097120582
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 VALLEY RD STANHOPE NJ 078742844, STANHOPE, NJ 07874-2844

Mortgage

Document Number	0097120582
Date	Jul 2, 2019
Book Page	009712/000582
Instrument	120120

Lender

Name	PROVIDENT BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	17 VALLEY RD, STANHOPE, NJ 07874-2844
Document Number	0095790438
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 VALLEY RD STANHOPE NJ 078742844, STANHOPE, NJ 07874-2844

Mortgage

Document Number	0095790438
Date	Feb 15, 2018
Book Page	009579/000438
Instrument	37850

Lender

Name	PROVIDENT BK/CINCINNATI
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Feb 14, 2028

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,800 (+108.56%) Land $186,200 Building $242,600	$428,800 (+108.56%) Land $186,200 Building $242,600
2025	$9,581.00 (+3.23%)	$205,600 (-) Land $74,300 Building $131,300	$205,600 (-) Land $74,300 Building $131,300
2024	$9,281.00 (+4.4%)
2023		$205,600 Land $74,300 Building $131,300	$205,600 Land $74,300 Building $131,300
2022	$8,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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