13 Valley Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 13 Valley Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,348 sqft · built 1972
Lot Size	0.216 acres (9,405 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2018)
Tax Bill	$9,283 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10902-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-10902-0000-00003`
Alternative APN	`191090200003`

Interior

Stories	1 Story
Building Area	2,348 sqft Living Area
1st Floor Area	2,348 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	9,405 sqft (0.216 acres)
Lot Dimensions	95 ft deep x 99 ft wide

Location & Zoning

Street Address	13 VALLEY RD
City	STANHOPE
State	NJ
Zip	07874-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES SEC
Legal Block	10902
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2001
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 VALLEY RD, STANHOPE, NJ 07874-2844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MNET MTG
Jul 6, 2018	Grant Deed, Transfer · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Feb 11, 1998 · Amount on Record
Deed Document Number	201810138300
Deed Book / Page	3482 / 599
Prior Transfer Date	Dec 29, 2008
Prior Transfer Doc	00322100256
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	13 VALLEY RD, STANHOPE, NJ 07874-2844
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	MAIN STREET TTL & SETMNT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099010592
Date	Feb 9, 2021
Book Page	9901/592
Instrument	20210209010029790

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Oct 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	13 VALLEY RD, STANHOPE, NJ 07874-2844
Document Number	0097110049
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 VALLEY RD STANHOPE NJ 078742844, STANHOPE, NJ 07874-2844

Mortgage

Document Number	0097110049
Date	Jun 26, 2019
Book Page	009711/000049
Instrument	116130

Lender

Name	MNET MTG
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 6, 2018
Property Address	13 VALLEY RD, STANHOPE, NJ 07874-2844
Document Number	0034820599
Book / Page	003482 / 000599
Instrument Date	Jun 15, 2018
Instrument	138300
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 VALLEY RD STANHOPE NJ 078742844, STANHOPE, NJ 07874-2844

Mortgage

Document Number	96180184
Date	Jul 6, 2018
Book Page	009618/000184
Instrument	138310

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,900 (+150.95%) Land $188,000 Building $311,900	$499,900 (+150.95%) Land $188,000 Building $311,900
2025	$9,283.00 (+3.24%)	$199,200 (-) Land $75,800 Building $123,400	$199,200 (-) Land $75,800 Building $123,400
2024	$8,992.00 (+4.4%)
2023		$199,200 Land $75,800 Building $123,400	$199,200 Land $75,800 Building $123,400
2022	$8,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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