Middlesex County and Middlesex Borough property record for 18 Valley Brook Dr, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,064 sqft · built 1952 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Aug 2018) |
| Tax Bill | $9,784 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00002-0000-00007-01 |
| Primary APN | 10-00002-0000-00007-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Street Address | 18 VALLEY BROOK DR |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 65X120 |
| Legal Block | 2 |
| Legal Lot Number | 7.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records · APN 10-00002-0000-00007-01
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Aug 15, 2018 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Prior Sale | Sep 20, 2006 · Amount on Record |
| Deed Document Number | 201872193 |
| Deed Book / Page | 17268 / 1863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 18 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | NOT AVAILABLE, OCEAN EDGE STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 18 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649 |
| Document Number | 0000002783 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 19380/690 |
| Instrument | 2024002783 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 18 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000053418 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 19295/1067 |
| Instrument | 2023053418 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | MORRISTOWN, NJ 07960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 15, 2018 |
| Property Address | 18 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649 |
| Document Number | 0000072193 |
| Book / Page | 017268 / 001863 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 72193 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 VALLEY BROOK DR MIDDLESEX NJ 088461649, MIDDLESEX, NJ 08846-1649 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,400 (+3.01%) Land $150,200 Building $325,200 | $475,400 (+3.01%) Land $150,200 Building $325,200 | |
| 2025 | $9,784.00 (+11.4%) | $461,500 (+21.58%) Land $150,200 Building $311,300 | $461,500 (+21.58%) Land $150,200 Building $311,300 |
| 2024 | $8,783.00 (+14.89%) | ||
| 2023 | $379,600 Land $150,200 Building $229,400 | $379,600 Land $150,200 Building $229,400 | |
| 2022 | $7,645.00 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 148 (1979–2025) |
| Claims Outside the SFHA | 10 of 148 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Xfinity.
Based on FCC filings for 665 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures