16 Valley Brook Dr, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 16 Valley Brook Dr, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	988 sqft · built 1952
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2020)
Tax Bill	$9,455 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00002-0000-00009-01`

Property Details

APN / Parcel Number

Primary APN	`10-00002-0000-00009-01`
Alternative APN	`1000002000000009000A`

Interior

Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Location & Zoning

Street Address	16 VALLEY BROOK DR
City	MIDDLESEX
State	NJ
Zip	08846-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	65X120
Legal Subdivision	HOMEWOOD
Legal Block	2
Legal Lot Number	9.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1002
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Aug 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 5, 2020	Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 28, 2019	Grant Deed, Transfer LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC
May 1, 2019	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	202021992
Deed Book / Page	17806 / 241
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649

Mortgage

Document Number	0000072997
Date	Dec 1, 2025
Book Page	19887/1949
Instrument	2025072997

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jun 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049867
Date	Aug 24, 2023
Book Page	19283/1646
Instrument	2023049867

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021075095
Date	Jun 7, 2021
Book Page	18479/1576
Instrument	2021075095

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 5, 2020
Property Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Document Number	2020021992
Book / Page	17806 / 241
Instrument Date	Feb 19, 2020
Instrument	2020021992
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 E MAIN ST, 208, SOMERVILLE, NJ 08876-3019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649

Mortgage

Document Number	2020021993
Date	Mar 5, 2020
Instrument	2020021993

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 28, 2019
Property Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Document Number	0000050196
Book / Page	017540 / 000278
Instrument Date	May 29, 2019
Instrument	50196
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC

Transaction

Amount	Amount Recorded
Tax	$191.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 E MAIN ST SOMERVILLE NJ 08876, SOMERVILLE, NJ 08876

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 1, 2019
Property Address	16 VALLEY BROOK DR, MIDDLESEX, NJ 08846-1649
Document Number	0000032621
Book / Page	017485 / 001219
Instrument Date	Apr 24, 2019
Instrument	32621
Transaction Type	Foreclosure
Record Updated	May 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,600 (+4.62%) Land $150,200 Building $316,400	$466,600 (+4.62%) Land $150,200 Building $316,400
2025	$9,455.00 (+11.62%)	$446,000 (+21.82%) Land $150,200 Building $295,800	$446,000 (+21.82%) Land $150,200 Building $295,800
2024	$8,471.00 (+11.67%)
2023		$366,100 Land $150,200 Building $215,900	$366,100 Land $150,200 Building $215,900
2022	$7,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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