Cumberland Town property record for 18 Summit Rd, Cumberland, RI 02864 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,138 sqft · built 1990 |
| Lot Size | 0.557 acres (24,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jul 2013) |
| Tax Bill | $4,021 (2025) |
| Deeds & Mortgages | Jul 2023 Refinance Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9079-72 |
| Primary APN | 9079-72 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| Gross Area | 2,462 sqft |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,263 sqft (0.557 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9079-72 |
|---|---|
| Street Address | 18 SUMMIT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 192 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11405 |
Source: Cumberland Town records · APN 9079-72
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 05, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER |
| Dec 14, 2021 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Nov 04, 2020 | Deed of Trust, Mortgage · ARM MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on Record |
| Deed Sale | Jul 26, 2013 · Amount on Record |
| Prior Sale | Jun 24, 2005 · Amount on Record |
| Deed Document Number | 20136 |
| Deed Book / Page | 1622 / 553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 18 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001959-465 |
|---|---|
| Date | Jul 05, 2023 |
| Book Page | 1959/465 |
| Instrument | 139535 |
| Name | MR COOPER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 18 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001916-401 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 1916/401 |
| Instrument | 129791 |
| Name | MR COOPER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 18 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1862-284 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 1862/284 |
| Instrument | 118693 |
| Name | MR COOPER |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,021.00 (+5.59%) | $327,700 (-) Land $109,400 Building $218,300 |
| 2023 | $3,808.00 (-4.03%) | $327,700 (+23.8%) Land $109,400 Building $218,300 |
| 2022 | $3,968.00 | $264,700 Land $80,300 Building $184,400 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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