Cumberland Town property record for 14 Summit Rd, Cumberland, RI 02864 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,184 sqft Living Area |
| Lot Size | 18,077 sqft (0.415 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2023) |
| Tax Bill | $3,854.00 (2025) |
Source: Cumberland Town records · APN 3-0015-99
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 25, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Sep 20, 2021 | Warranty Deed, Transfer · Stand Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Apr 24, 1998 · Amount on Record |
| Deed Book / Page | 1960 / 703 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 001905-846 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 25, 2023 |
| Property Address | 14 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Document Number | 001960-703 |
| Book / Page | 1960 / 703 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 139820 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Document Number | 0000139821 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 139821 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 20, 2021 |
| Property Address | 14 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Document Number | 001905-846 |
| Book / Page | 1905 / 846 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 127582 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SUMMIT RD, CUMBERLAND, RI 02864-4012 |
| Document Number | 001905-849 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 1905/849 |
| Instrument | 127583 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,854.00 (+5.59%) | $314,100 (-) Land $106,100 Building $208,000 |
| 2023 | $3,650.00 (+0.83%) | $314,100 (+30.06%) Land $106,100 Building $208,000 |
| 2022 | $3,620.00 | $241,500 Land $77,800 Building $163,700 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-0015-99 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,540 sqft Gross Area |
| 1st Floor | 1,184 sqft 1st Floor |
| Basement Area | 1,104 sqft Basement |
| Unfinished Basement | 1,104 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 18,077 sqft (0.415 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 3-0015-99 |
|---|---|
| Street Address | 14 SUMMIT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4012 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 196 |
| Jurisdiction | CUMBERLAND RI |
| Minor Civil Division | CUMBERLAND |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 11405 |
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