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28 Summit Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 28 Summit Rd, Cumberland, RI 02864 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,748 sqft · built 1996
Lot Size0.593 acres (25,831 sqft)
Owner2 Trust Names on File
Last Sale$234,000 (Jan 2002)
Tax Bill$5,519 (2025)
Deeds & MortgagesSep 2025 Sale
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8635-66

Property Details

APN / Parcel Number

Primary APN8635-66
Alternative APN
  • CUMB M:064 B:0157 L:000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,748 sqft Living Area
Gross Area5,396 sqft
1st Floor Area1,760 sqft
Basement Area1,260 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRustic
Exterior MaterialLogs
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,831 sqft (0.593 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8635-66
Street Address28 SUMMIT RD
CityCUMBERLAND
StateRI
Zip02864-4012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block157
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2023
Census Tract11405

Owner

Source: Cumberland Town records · APN 8635-66

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address28 SUMMIT RD, CUMBERLAND, RI 02864-4012
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2025Warranty Deed, Transfer
Jan 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUAD CTY BK&TR
Jul 27, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2002 · Amount on Record
Deed SaleJan 15, 2002 · Amount on Record
Deed Book / Page982 / 412
Last Transfer DateSep 03, 2025
Transfer Doc0002010-20
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateSep 08, 2025
Property Address28 SUMMIT RD, CUMBERLAND, RI 02864-4012
Document Number0002010-20
Book / Page2010 / 20
Instrument DateSep 03, 2025
Instrument150978
Transaction TypeTransfer
Record UpdatedOct 01, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address28 SUMMIT RD, CUMBERLAND, RI 02864-4012

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address28 SUMMIT RD, CUMBERLAND, RI 02864-4012
Document Number1794-538
Instrument DateJan 30, 2019
Transaction TypeMortgage
Record UpdatedMar 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SUMMIT RD CUMBERLAND RI 028644012, CUMBERLAND, RI 02864-4012

Mortgage

Document Number1794-538
DateFeb 12, 2019
Book Page001794/000538
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 11, 2029

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address28 SUMMIT RD, CUMBERLAND, RI 02864-4012
Document Number1750-774
Instrument DateJul 27, 2017
Transaction TypeMortgage
Record UpdatedOct 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SUMMIT RD CUMBERLAND RI 028644012, CUMBERLAND, RI 02864-4012

Mortgage

Document Number1750-774
DateAug 15, 2017
Book Page001750/000774
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 14, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,519.00 (+5.59%)$449,800 (-) Land $110,300 Building $339,500
2023$5,227.00 (-16.79%)$449,800 (+7.33%) Land $110,300 Building $339,500
2022$6,282.00$419,100 Land $80,900 Building $338,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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