10 Summit Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 10 Summit Rd, Cumberland, RI 02864 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1984
Square Footage1,428 sqft Living Area
Lot Size21,545 sqft (0.495 acres)
OccupancyOwner Occupied
Last Sale$1,000 (2022)
Tax Bill$4,659.00 (2025)

Property Details

APN / Parcel Number

Primary APN19-0031-35
Alternative APN
  • CUMB M:065 B:0198 L:000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,428 sqft Living Area
Gross Area2,448 sqft Gross Area
1st Floor816 sqft 1st Floor
Basement Area816 sqft Basement
Unfinished Basement816 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area21,545 sqft (0.495 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number19-0031-35
Street Address10 SUMMIT RD
CityCUMBERLAND
StateRI
Zip02864-4012
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block198
JurisdictionCUMBERLAND RI
Minor Civil DivisionCUMBERLAND
Census Blockgroup2
Census Block2023
Census Tract11405

Owner

Source: Cumberland Town records · APN 19-0031-35

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 SUMMIT RD, CUMBERLAND, RI 02864-4012
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Quit Claim Arm's Length for NE States, Transfer
Nov 30, 2021Deed of Trust, Mortgage · Stand Alone Refinance
CITIZENS BANK
May 18, 2022Quit Claim Deed, Transfer
Quitclaim Document
Sep 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
RHODE ISLAND CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Prior SaleMay 21, 1999 · Amount on Record
Deed Doc Number2022133087
Deed Book / Page1931 / 424
Prior Transfer DateApr 30, 2022
Prior Transfer Doc001931-424
Record RefreshedSep 20, 2026

May 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionCUMBERLAND RI
Recording DateMay 18, 2022
Property Address10 SUMMIT RD, CUMBERLAND, RI 02864-4012
Document Number001931-424
Book / Page1931 / 424
Instrument DateApr 30, 2022
Instrument133087
Transaction TypeTransfer
Record UpdatedJun 02, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SUMMIT RD, CUMBERLAND, RI 02864-4012

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address10 SUMMIT RD, CUMBERLAND, RI 02864-4012
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001914-502
DateNov 30, 2021
Book Page1914/502
Instrument129386
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateMay 18, 2022
Property Address10 SUMMIT RD, CUMBERLAND, RI 02864-4012
Document Number001931-420
Book / Page1931 / 420
Instrument DateApr 30, 2021
Instrument133085
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SUMMIT RD, CUMBERLAND, RI 02864-4012

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address10 SUMMIT RD, CUMBERLAND, RI 02864-4012
Document Number1753-38
Book / Page001753 / 000038
Instrument DateSep 08, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SUMMIT RD CUMBERLAND RI 028644012, CUMBERLAND, RI 02864-4012

Mortgage

Document Number1753-38
DateSep 12, 2017
Book Page001753/000038
Lender
NameRHODE ISLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 11, 2027

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,659.00 (+5.55%)$379,700 (-0.05%) Land $108,000 Building $271,700
2023$4,414.00 (+0.39%)$379,900 (+29.53%) Land $108,200 Building $271,700
2022$4,397.00$293,300 Land $79,300 Building $214,000

Flood & Wildfire

10 Summit Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44007C updated June 22, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Summit Rd

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