Contra Costa County property record for 18 Stow Ct, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,221 sqft · built 1998 |
| Lot Size | 0.187 acres (8,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (Dec 2014) |
| Tax Bill | $13,458 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-120-004 |
| Primary APN | 211-120-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,221 sqft Living Area |
| 1st Floor Area | 2,221 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,140 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 18 STOW CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-4781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8704 L64 |
| Legal Subdivision | SUBDIVISION 8704 |
| Legal Tract | 8704 |
| Legal Lot Number | 64 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 345115 |
18 Stow Ct is owned and occupied by two individuals who bought it in December 2014.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 STOW CT, SAN RAMON, CA 94583-4781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2014 · Amount on File |
| Deed Sale | Dec 3, 2014 · Amount on File |
| Prior Sale | Dec 18, 1998 · Amount on File |
| Deed Document Number | 2014214107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 18 STOW CT, SAN RAMON, CA 94583-4781 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18 STOW CT, SAN RAMON, CA 94583-4781 |
| Document Number | 0000244025 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-244025 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 18 STOW CT, SAN RAMON, CA 94583-4781 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18 STOW CT, SAN RAMON, CA 94583-4781 |
| Document Number | 0000245073 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021-245073 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 18 Stow Ct was $13,458 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,121,676 (+2%) Land $735,528 Building $386,148 | |
| 2025 | $13,458.00 Homeowner's exemption | $1,099,683 Land $721,106 Building $378,577 |
| 2023 | $12,980.00 (+0.85%) Homeowner's exemption | $1,056,982 Land $693,105 Building $363,877 |
| 2022 | $12,870.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18 Stow Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Stow Ct is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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