11 Stow Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 11 Stow Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,379 sqft · built 1998
Lot Size	0.237 acres (10,300 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Dec 2002)
Tax Bill	$11,979 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`211-120-015-6`

Property Details

APN / Parcel Number

Primary APN	`211-120-015-6`
Alternative APN	`211-120-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,379 sqft Living Area
1st Floor Area	2,379 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Lot Area	10,300 sqft (0.237 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11 STOW CT
City	SAN RAMON
State	CA
Zip	94583-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8704 L75
Legal Subdivision	SUBDIVISION 8704
Legal Tract	8704
Legal Lot Number	75
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	345115

Owner

11 Stow Ct is owned and occupied by two individuals who bought it in December 2002.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 STOW CT, SAN RAMON, CA 94583-4781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2002 · Amount on File
Deed Sale	Dec 27, 2002 · Amount on File
Prior Sale	Feb 11, 1999 · Amount on File
Deed Document Number	2002497184
Prior Transfer Date	Aug 27, 2002
Prior Transfer Doc	0000302278
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	11 STOW CT, SAN RAMON, CA 94583-4781
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STOW CT, SAN RAMON, CA 94583-4781

Mortgage

Document Number	0000100211
Date	Apr 2, 2021
Instrument	2021-100211

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	11 STOW CT, SAN RAMON, CA 94583-4781
Document Number	0000083882
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 STOW CT SAN RAMON CA 945834781, SAN RAMON, CA 94583-4781

Mortgage

Document Number	0000083882
Date	May 4, 2020
Instrument	83882

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11 Stow Ct was $11,979 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$982,385 (+2%) Land $517,048 Building $465,337
2025	$11,979.00 Homeowner's exemption	$963,123 Land $506,910 Building $456,213
2023	$11,552.00 (+0.87%) Homeowner's exemption	$925,726 Land $487,227 Building $438,499
2022	$11,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11 Stow Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Stow Ct is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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