12 Stow Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 12 Stow Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,915 sqft · built 1998
Lot Size	0.159 acres (6,940 sqft)
Owner	Individual Name on File
Last Sale	$965,000 (Feb 2005)
Tax Bill	$16,191 (2025)
Deeds & Mortgages	Apr 2024 Transfer Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-120-002-4`

Property Details

APN / Parcel Number

Primary APN	`211-120-002-4`
Alternative APN	`211-120-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,915 sqft Living Area
1st Floor Area	1,553 sqft
2nd Floor Area	1,362 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,940 sqft (0.159 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12 STOW CT
City	SAN RAMON
State	CA
Zip	94583-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8704 L62
Legal Subdivision	SUBDIVISION 8704
Legal Tract	8704
Legal Lot Number	62
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	345115

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	631 FRANCISCO CT, WALNUT CREEK, CA 94598-2212
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Affidavit of Death of Joint Tenant, Transfer
Feb 11, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 3, 2005 · Amount on Record
Deed Sale	Feb 3, 2005 · Amount on Record
Prior Sale	Dec 15, 1998 · Amount on Record
Deed Document Number	200538884
Prior Transfer Date	Dec 12, 2003
Prior Transfer Doc	0000612397
Record Updated	Sep 20, 2026

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 5, 2024
Property Address	12 STOW CT, SAN RAMON, CA 94583-4781
Document Number	0000031611
Map Reference	MB 395 PG 32
Instrument Date	Apr 4, 2024
Instrument	2024-031611
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 FRANCISCO CT, WALNUT CREEK, CA 94598-2212

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	12 STOW CT, SAN RAMON, CA 94583-4781
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018409
Date	Feb 11, 2019
Instrument	2019-018409

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	12 STOW CT, SAN RAMON, CA 94583-4781
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036059
Date	Feb 26, 2020
Instrument	2020-036059

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	12 STOW CT, SAN RAMON, CA 94583-4781
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 STOW CT, SAN RAMON, CA 94583-4781

Mortgage

Document Number	0000238812
Date	Oct 15, 2020
Instrument	2020-238812

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,372,012 (+2%) Land $689,561 Building $682,451
2025	$16,191.00 (+3.64%)	$1,345,111 (+4.04%) Land $676,041 Building $669,070
2023	$15,623.00 (+0.83%)	$1,292,881 Land $649,791 Building $643,090
2022	$15,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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