21 Stow Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 21 Stow Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,295 sqft · built 1998
Lot Size	0.159 acres (6,910 sqft)
Owner	Company Name on File
Last Sale	$1,580,000 (Oct 2020)
Tax Bill	$20,143 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-120-011-5`

Property Details

APN / Parcel Number

Primary APN	`211-120-011-5`
Alternative APN	`211-120-011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,295 sqft Living Area
1st Floor Area	1,679 sqft
2nd Floor Area	1,616 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Lot Area	6,910 sqft (0.159 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21 STOW CT
City	SAN RAMON
State	CA
Zip	94583-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8704 L71
Legal Subdivision	SUBDIVISION 8704
Legal Tract	8704
Legal Lot Number	71
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	345115

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	21 STOW CT, SAN RAMON, CA 94583-4781
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MAXREAL CUPERTINO
Mar 9, 2021	Intrafamily Transfer, Transfer
Oct 20, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jan 22, 1999 · Amount on Record
Deed Document Number	2020243567
Last Transfer Date	Oct 28, 2021
Transfer Doc	0000309066
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 5, 2021
Property Address	21 STOW CT, SAN RAMON, CA 94583-4781
Document Number	0000309066
Map Reference	MB 395 PG 32
Instrument Date	Oct 28, 2021
Instrument	2021-309066
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21 STOWCT, SAN RAMON, CA 94583-4781

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 2, 2021
Property Address	21 STOW CT, SAN RAMON, CA 94583-4781
Document Number	0000305776
Map Reference	MB 395 PG 32
Instrument Date	Oct 28, 2021
Instrument	2021-305776
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	21 STOW CT, SAN RAMON, CA 94583-4781

Mortgage

Document Number	0000305777
Date	Nov 2, 2021
Instrument	2021-305777

Lender

Name	MAXREAL CUPERTINO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 9, 2021
Property Address	21 STOW CT, SAN RAMON, CA 94583-4781
Document Number	0000071386
Map Reference	MB 395 PG 32
Instrument Date	Jan 26, 2021
Instrument	2021-071386
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21 STOW CT, SAN RAMON, CA 94583-4781

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 20, 2020
Property Address	21 STOW CT, SAN RAMON, CA 94583-4781
Document Number	0000243567
Map Reference	MB 395 PG 32
Instrument Date	Oct 14, 2020
Instrument	2020-243567
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	21 STOW CT, SAN RAMON, CA 94583-4781

Mortgage

Document Number	0000243568
Date	Oct 20, 2020
Instrument	2020-243568

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,744,445 (+2%) Land $772,855 Building $971,590
2025	$20,143.00 (+3.61%)	$1,710,241 (+4.04%) Land $757,701 Building $952,540
2023	$19,442.00 (+1.21%)	$1,643,832 Land $728,280 Building $915,552
2022	$19,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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