18 River St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 18 River St, Schenectady, NY 12305

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,992 sqft · built 1900
Lot Size	0.113 acres (4,960 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,568 (2026)
Deeds & Mortgages	May 2025 Sale Jan 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`421500 39.56-2-6`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-2-6`
Alternative APN	`150003905600020060000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,992 sqft Total Area
1st Floor Area	996 sqft
2nd Floor Area	996 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,960 sqft (0.113 acres)
Lot Dimensions	165 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	316 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 RIVER ST
City	SCHENECTADY
State	NY
Zip	12305-1017
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	06 - INDUS
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	58 HIGH VIEW RD, FISHKILL, NY 12524-2525
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jan 11, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 29, 2025
Property Address	18 RIVER ST, SCHENECTADY, NY 12305-1017
Document Number	0000013352
Instrument Date	May 9, 2025
Instrument	202513352
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,136.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1166 GLENWOOD BLVD # 1168, 1168, SCHENECTADY, NY 12308-2504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RONNIE CT, ROTTERDAM, NY 12306-2555

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 11, 2023
Property Address	18 RIVER ST, SCHENECTADY, NY 12305-1017
Document Number	0000001789
Book / Page	2100 / 622
Instrument Date	Dec 15, 2022
Instrument	202301789
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 HIGH VIEW RD, FISHKILL, NY 12524-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 COLONY CIR, BANDON, OR 97411-8887

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,568.00 (+3.57%)
2025	$5,376.00 (+7.97%)	$88,200 (-) Land $13,200 Building $75,000	$146,051 (+13.35%) Land $21,858 Building $124,193
2024		$88,200 (-) Land $13,200 Building $75,000	$128,853 (+15.41%) Land $19,284 Building $109,569
2023		$88,200 (-) Land $13,200 Building $75,000	$111,646 (+3.8%) Land $16,709 Building $94,937
2022		$88,200 Land $13,200 Building $75,000	$107,561 Land $16,098 Building $91,463
2021	$4,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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