12 River St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 12 River St, Schenectady, NY 12305 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,548 sqft · built 1886
Lot Size	0.057 acres (2,517 sqft)
Owner	Individual Name on File
Tax Bill	$4,643 (2025)
Flood Zone	Zone AE (high risk)
APN	`421500 39.56-2-9`

Property Details

APN / Parcel Number

Primary APN	`421500 39.56-2-9`
Alternative APN	`150003905600020090000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,548 sqft Total Area
1st Floor Area	774 sqft
2nd Floor Area	774 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,517 sqft (0.057 acres)
Lot Dimensions	83.9 ft deep x 30 ft wide
Porch	Slab
Porch Area	196 sqft
Canopy	12 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 RIVER ST
City	SCHENECTADY
State	NY
Zip	12305-1017
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.56-2-9

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19 MARION BLVD, SCHENECTADY, NY 12302-2601
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 20, 1996
Transfer Doc	1505000946
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00 (+9.17%)	$70,300 (-) Land $10,500 Building $59,800	$116,410 (+30.82%) Land $17,387 Building $99,023
2023		$70,300 (-) Land $10,500 Building $59,800	$88,987 (+3.8%) Land $13,291 Building $75,696
2022		$70,300 Land $10,500 Building $59,800	$85,732 Land $12,805 Building $72,927
2021	$4,253.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930203001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011, other causes, Remnants Of Tropical Storm Lee
Claims By Storm	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.