16 River St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 16 River St, Schenectady, NY 12305

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,920 sqft · built 1910
Lot Size0.113 acres (4,930 sqft)
OwnerIndividual Name on Record
Last Sale$48,000 (Dec 2009)
Tax Bill$5,209 (2026)
Flood ZoneZone AE (high risk)
APN421500 39.56-2-7

Property Details

APN / Parcel Number

Primary APN421500 39.56-2-7
Alternative APN
  • 150003905600020070000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,920 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area960 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area4,930 sqft (0.113 acres)
Lot Dimensions164 ft deep x 30 ft wide

Exterior Amenities

PorchPorch
Porch Area98 sqft
Shed1 Shed
Canopy12 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 RIVER ST
CitySCHENECTADY
StateNY
Zip12305-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code06 - INDUS
Legal DescriptionAGED AFFIDAVIT REQUIRED 2 WOOD
Legal Block2
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 RIVER ST, SCHENECTADY, NY 12305-1017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2009 · Amount on Record
Deed SaleDec 18, 2009 · Amount on Record
Prior SaleMar 29, 2007 · Amount on Record
Deed Document Number200952901
Deed Book / Page1812 / 966
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,209.00 (+3.31%) Homeowner's exemption
2025$5,042.00 (+9.39%)$102,200 (-) Land $15,300 Building $86,900$169,233 (+30.82%) Land $25,335 Building $143,898
2023$102,200 (-) Land $15,300 Building $86,900$129,367 (+3.8%) Land $19,367 Building $110,000
2022$102,200 Land $15,300 Building $86,900$124,634 Land $18,659 Building $105,975
2021$4,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on River St

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