13 River St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 13 River St, Schenectady, NY 12305

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,892 sqft · built 1875
Lot Size	0.112 acres (4,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jun 2021)
Tax Bill	$5,230 (2026)
Deeds & Mortgages	Oct 2019 Sale Jan 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`421500 39.48-1-26`

Property Details

APN / Parcel Number

Primary APN	`421500 39.48-1-26`
Alternative APN	`150003904800010260000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,892 sqft Total Area
1st Floor Area	946 sqft
2nd Floor Area	946 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,905 sqft (0.112 acres)
Lot Dimensions	163 ft deep x 30 ft wide
Porch	Slab
Porch Area	168 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13 RIVER ST
City	SCHENECTADY
State	NY
Zip	12305-1016
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	AL 2 WOOD
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	20300

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 BIRCH HILL RD, BALLSTON LAKE, NY 12019-1557
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Jan 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	202126762
Deed Book / Page	2060 / 393
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 17, 2019
Property Address	13 RIVER ST, SCHENECTADY, NY 12305-1016
Document Number	0000046892
Book / Page	002022 / 000128
Instrument Date	Oct 7, 2019
Instrument	46892
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 BIRCH HILL RD BALLSTON LAKE NY 120191557, BALLSTON LAKE, NY 12019-1557

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 9, 2017
Property Address	13 RIVER ST, SCHENECTADY, NY 12305-1016
Document Number	0000001382
Book / Page	001954 / 000132
Instrument Date	Dec 14, 2016
Instrument	1382
Transaction Type	Transfer
Record Updated	Jan 12, 2017

Transaction

Amount	Amount Recorded
Tax	$316.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 KINGS RD #2 SCHENECTADY NY 123043644, 2, SCHENECTADY, NY 12304-3644

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,230.00 (+3.77%)
2025	$5,040.00 (+8.46%)	$80,000 (-) Land $12,000 Building $68,000	$132,472 (+30.82%) Land $19,871 Building $112,601
2023		$80,000 (-) Land $12,000 Building $68,000	$101,266 (+3.8%) Land $15,190 Building $86,076
2022		$80,000 Land $12,000 Building $68,000	$97,561 Land $14,634 Building $82,927
2021	$4,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures