Monmouth County and Rumson Borough property record for 18 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,776 sqft · built 2024 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,712,500 (May 2023) |
| Tax Bill | $19,762 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00070-0000-00005-02 |
| Primary APN | 41-00070-0000-00005-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,776 sqft Living Area |
| 1st Floor Area | 2,424 sqft |
| Upper Floors Area | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 45,302 sqft |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 280 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 41000700000000052 |
|---|---|
| Street Address | 18 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | ELIZABETH M HOAGLAND LANDS |
| Legal Block | 70 |
| Legal Lot Number | 5.2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 RIDGE RD, RUMSON, NJ 07760-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit GARDEN SAVINGS FEDERAL CREDIT UNION |
| May 26, 2023 | Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Aug 31, 1995 · Amount on Record |
| Deed Document Number | 202336431 |
| Deed Book / Page | 9646 / 2397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 1, 2026 |
| Property Address | 18 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0000044010 |
| Book / Page | 9795 / 6763 |
| Instrument Date | May 21, 2026 |
| Instrument | 202644010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATIONAL TITLE & CLOS |
| Name | Verified Name |
|---|---|
| Address | 18 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0000044010, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 9795/6763 |
| Instrument | 202644010 |
| Name | GARDEN SAVINGS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 26, 2023 |
| Property Address | 18 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0096462397 |
| Book / Page | 9646 / 2397 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023036431 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 915 ZIMMY DR, MIDDLETOWN, DE 19709-3329 |
| Name | Verified Name |
|---|---|
| Address | 18 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 2023036432 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023036432 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,450,000 (+83.13%) Land $1,764,600 Building $1,685,400 | $3,450,000 (+83.13%) Land $1,764,600 Building $1,685,400 | |
| 2025 | $19,762.00 (+2.66%) | $1,883,900 (-1.66%) Land $1,569,000 Building $314,900 | $1,883,900 (-1.66%) Land $1,569,000 Building $314,900 |
| 2024 | $19,250.00 (-13.89%) | ||
| 2023 | $1,915,700 Land $1,456,400 Building $459,300 | $1,915,700 Land $1,456,400 Building $459,300 | |
| 2022 | $22,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures