Monmouth County and Rumson Borough property record for 20 Ridge Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 7,408 sqft · built 2011 |
| Lot Size | 1.63 acres (71,438 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,000,000 (May 2022) |
| Tax Bill | $39,986 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00070-0000-00006 |
| Primary APN | 41-00070-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 7,408 sqft Living Area |
| 1st Floor Area | 4,208 sqft |
| Upper Floors Area | 4,208 sqft |
| Basement Area | 3,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 71,438 sqft |
| Garage Type | Built-in |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,120 sqft |
|---|---|
| Pool House | 195 sqft |
| Porch | Open Porch |
| Patio Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 126300 |
|---|---|
| Street Address | 20 RIDGE RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | MINOR SUB |
| Legal Block | 70 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20 RIDGE RD, RUMSON, NJ 07760-1907 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 2, 2026 | Correction Deed FOX RIDGE ABSTRACT, RIDGE ABSTRACT |
| May 13, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 6, 2021 | Deed, Transfer ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Apr 6, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on Record |
| Deed Sale | May 13, 2022 · Amount on Record |
| Prior Sale | Apr 6, 2020 · Amount on Record |
| Deed Document Number | 202252755 |
| Deed Book / Page | 9595 / 4768 |
| Prior Transfer Date | Sep 12, 2014 |
| Prior Transfer Doc | 0090839799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 2, 2026 |
| Property Address | 20 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0000072459 |
| Book / Page | 9810 / 9698 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202672459 |
| Record Updated | Sep 18, 2026 |
| Title Company | FOX RIDGE ABSTRACT, RIDGE ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 20 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 13, 2022 |
| Property Address | 20 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0095954768 |
| Book / Page | 9595 / 4768 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022052755 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | PURE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8950 SW 74TH CT # CT1901, 8950, MIAMI, FL 33156-3171 |
| Name | Verified Name |
|---|---|
| Address | 20 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 2022052756 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022052756 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 6, 2021 |
| Property Address | 20 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0095086336 |
| Book / Page | 9508 / 6336 |
| Map Reference | MAP 126-9 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021073736 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2407 RESCOWORTZ, 2407, AL |
| Name | Verified Name |
|---|---|
| Address | 8950 SW 74TH CT STE 1901, 1901, MIAMI, FL 33156-3178 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 6, 2020 |
| Property Address | 20 RIDGE RD, RUMSON, NJ 07760-1907 |
| Document Number | 0000033655 |
| Book / Page | 009404 / 006540 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 33655 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2407 RESCOWORTZ 02 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,367,600 (+14.58%) Land $1,928,300 Building $2,439,300 | $4,367,600 (+14.58%) Land $1,928,300 Building $2,439,300 | |
| 2025 | $39,986.00 (+2.1%) | $3,811,800 (+14.9%) Land $1,714,600 Building $2,097,200 | $3,811,800 (+14.9%) Land $1,714,600 Building $2,097,200 |
| 2024 | $39,164.00 (-0.68%) | ||
| 2023 | $3,317,400 Land $1,552,400 Building $1,765,000 | $3,317,400 Land $1,552,400 Building $1,765,000 | |
| 2022 | $39,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 111 (1984–2022) |
| Claims Outside the SFHA | 24 of 111 |
| Most Recent Claim | Nov 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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