16 Ridge Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 16 Ridge Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 6,629 sqft · built 2019
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Last Sale	$1,135,000 (Nov 2016)
Tax Bill	$46,391 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00070-0000-00005-07`

Property Details

APN / Parcel Number

Primary APN	`41-00070-0000-00005-07`
Alternative APNs	`4100070000000005 03` `126200`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,629 sqft Living Area
1st Floor Area	3,568 sqft
Upper Floors Area	3,986 sqft
Attic	Attic
Attic Area	2,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	131,116 sqft
Garage Area	950 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Deck Area	502 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	126200
Street Address	16 RIDGE RD
City	RUMSON
State	NJ
Zip	07760-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALSO LOT 5-1 NIT 1A
Legal Subdivision	MINOR SUBDIVISION
Legal Block	70
Legal Lot Number	5.7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2023
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 RIDGE RD, RUMSON, NJ 07760-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Prior Sale	Jun 1, 1999 · Amount on Record
Deed Book / Page	9200 / 1982
Prior Transfer Date	May 21, 2015
Prior Transfer Doc	0091153479
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 RIDGE RD, RUMSON, NJ 07760-1907
Document Number	0000062884
Instrument Date	Jan 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RIDGE RD RUMSON NJ 077601907, RUMSON, NJ 07760-1907

Mortgage

Document Number	0000062884
Date	Jul 16, 2019
Book Page	009357/008300
Instrument	62884

Lender

Name	ACCESS RALPH S S L TRUST (PT)
Address	54 BIRCH AVE, NORTH CALDWELL, NJ 07006-4579

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2024

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,066,000 (+14.55%) Land $2,302,000 Building $2,764,000	$5,066,000 (+14.55%) Land $2,302,000 Building $2,764,000
2025	$46,391.00 (+4.48%)	$4,422,400 (+20.08%) Land $2,046,900 Building $2,375,500	$4,422,400 (+20.08%) Land $2,046,900 Building $2,375,500
2024	$44,402.00 (+2.17%)
2023		$3,682,900 Land $1,771,600 Building $1,911,300	$3,682,900 Land $1,771,600 Building $1,911,300
2022	$43,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	111 (1984–2022)
Claims Outside the SFHA	24 of 111
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 60 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20