St. Charles County property record for 18 Pine Cliff Ct, Defiance, MO 63341 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,459 sqft · built 1996 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $691,600 (Mar 2025) |
| Tax Bill | $7,226 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A963000384 |
| Primary APN | A963000384 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,459 sqft Living Area |
| Gross Area | 5,500 sqft |
| 1st Floor Area | 2,482 sqft |
| Basement Area | 2,442 sqft |
| Finished Basement | 977 sqft |
| Unfinished Basement | 1,465 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 989 sqft |
| Patio Area | 989 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | A963000384 |
|---|---|
| Street Address | 18 PINE CLIFF CT |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY OAKS #5 LOT 173 |
| Legal Subdivision | COUNTRY OAKS #5 & RESUB |
| Legal Lot Number | 173 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 312204 |
Source: St. Charles County records · APN A963000384
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Apr 02, 2013 · Amount on Record |
| Deed Document Number | 202512384 |
| Prior Transfer Date | Dec 30, 2014 |
| Prior Transfer Doc | 0062932210 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 18 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Document Number | 0000008379 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026R-008379 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2041 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,226.00 (+2.64%) | $120,687 (+5.74%) | $635,193 (+5.74%) Land $90,000 Building $545,193 |
| 2024 | $7,040.00 | ||
| 2023 | $114,140 | ||
| 2022 | $600,735 Land $75,000 Building $525,735 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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