St. Charles County property record for 15 Pine Cliff Ct, Defiance, MO 63341 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2001 |
| Square Footage | 4,137 sqft Living Area |
| Lot Size | 130,680 sqft (3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $626,900 (2021) |
| Tax Bill | $7,086.00 (2024) |
| Primary APN | A963000387 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,137 sqft Living Area |
| Gross Area | 5,948 sqft Gross Area |
| 1st Floor | 1,862 sqft 1st Floor |
| Basement Area | 1,815 sqft Basement |
| Finished Basement | 1,100 sqft Finished |
| Unfinished Basement | 715 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,096 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 152 sqft Patio |
| Porch | Porch |
| Account Number | A963000387 |
|---|---|
| Street Address | 15 PINE CLIFF CT |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1765 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COUNTRY OAKS #5 LOT 176 |
| Legal Subdivision | COUNTRY OAKS #5 & RESUB |
| Legal Lot Number | 176 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 312204 |
Source: St. Charles County records · APN A963000387
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 05, 2026 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST CU |
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Apr 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Mar 29, 1999 |
| Deed Doc Number | 202168378 |
| Prior Transfer Date | Jun 25, 2008 |
| Prior Transfer Doc | 0050140489 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010334 |
|---|---|
| Date | Mar 05, 2026 |
| Instrument | 2026R-010334 |
| Name | MEMBERS 1ST CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Document Number | 0000039874 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023R-039874 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 16, 2021 |
| Property Address | 15 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Document Number | 2021R068378 |
| Map Reference | MB 32 PG 234 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021R-068378 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 SUMMERLAKE CT, 20, TROY, MO 63379-3855 |
| Name | Verified Name |
|---|---|
| Address | 15 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Document Number | 2021R068379 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021R-068379 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 15 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067251482 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 6725/1482 |
| Instrument | 20170411000214660 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2032 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,324.00 (+3.36%) | $122,326 (+6.47%) | $643,822 (+6.47%) Land $90,000 Building $553,822 |
| 2024 | $7,086.00 | ||
| 2023 | $114,890 | ||
| 2022 | $604,674 Land $75,000 Building $529,674 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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