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13 Pine Cliff Ct, Defiance, MO 63341 Property Records

St. Charles County property record for 13 Pine Cliff Ct, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,666 sqft · built 1996
Lot Size3.09 acres (135,036 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Jul 2018)
Deeds & MortgagesFeb 2022 Sale
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA963000388

Property Details

APN / Parcel Number

Primary APNA963000388
Alternative APN
  • 3-0071-7271-00-0177.0000000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,666 sqft Living Area
1st Floor Area2,666 sqft
Basement Area2,588 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialBrick Veneer
Lot Area135,036 sqft (3.09 acres)
TerrainRolling
Garage TypeAttached
Garage Area1,032 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area321 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account NumberA963000388
Old Parcel NumberA963000388
Street Address13 PINE CLIFF CT
CityDEFIANCE
StateMO
Zip63341-1765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY OAKS #5 LOT 177
Legal Range02E
Legal Township45N
Legal SubdivisionCOUNTRY OAKS #5 & RESUB
Legal Lot Number177
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group3
Census Block3002
Census Tract312204

Owner

Source: St. Charles County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 PINE CLIFF CT, DEFIANCE, MO 63341-1765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Beneficiary Deed, Transfer
Jul 6, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 6, 2018 · Amount on Record
Deed SaleJul 6, 2018 · Amount on Record
Deed Document Number0069451078
Deed Book / Page6945 / 1078
Record UpdatedJun 7, 2026

February 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateFeb 18, 2022
Property Address13 PINE CLIFF CT, DEFIANCE, MO 63341-1765
Document Number0000010009
Map ReferenceMB 32 PG 234
Instrument DateFeb 18, 2022
Instrument2022R-010009
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 PINE CLIFF CT, DEFIANCE, MO 63341-1765

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 6, 2018
Property Address13 PINE CLIFF CT, DEFIANCE, MO 63341-1765
Document Number0000383120
Book / Page6945 / 1078
Map ReferenceMB 32 PG 234
Instrument DateJul 2, 2018
Instrument20180706000383120
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3438 TRUMAN TERRACE DR, 3438, SAINT CHARLES, MO 63301-4061

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 PINE CLIFF CT, DEFIANCE, MO 63341-1765

Mortgage

Document Number0000383130
DateJul 6, 2018
Instrument20180706000383130
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$122,439
2022$644,423 Land $75,996 Building $568,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cable One
Cable		1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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