St. Charles County property record for 12 Pine Cliff Ct, Defiance, MO 63341 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,304 sqft · built 1996 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Dec 2020) |
| Tax Bill | $6,324 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A963000381 |
| Primary APN | A963000381 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 2,304 sqft |
| Basement Area | 2,288 sqft |
| Finished Basement | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | A963000381 |
|---|---|
| Old Parcel Number | A963000381 |
| Street Address | 12 PINE CLIFF CT |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY OAKS #5 LOT 170 |
| Legal Range | 02E |
| Legal Township | 45N |
| Legal Subdivision | COUNTRY OAKS #5 & RESUB |
| Legal Lot Number | 170 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 312204 |
Source: St. Charles County records · APN A963000381
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Warranty Deed, Transfer BANK OF WA |
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit UMB BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Mar 10, 1999 · Amount on Record |
| Deed Document Number | 2020100051 |
| Deed Book / Page | 2020 / 100051 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 18, 2020 |
| Property Address | 12 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Document Number | 0000100051 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 100051 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2021 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 PINE CLIFF CT DEFIANCE MO 633411765, DEFIANCE, MO 63341-1765 |
| Document Number | 100052 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 100052 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 12 PINE CLIFF CT, DEFIANCE, MO 63341-1765 |
| Document Number | 0000092254 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 PINE CLIFF CT DEFIANCE MO 633411765, DEFIANCE, MO 63341-1765 |
| Document Number | 0000092254 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 92254 |
| Name | UMB BK |
|---|---|
| Type | Bank |
| Address | CLAYTON, MO 63105-6226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,324.00 | $105,632 (+6.98%) | $555,954 (+6.98%) Land $90,000 Building $465,954 |
| 2023 | $98,736 | ||
| 2022 | $519,665 Land $75,000 Building $444,665 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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