Hampden County and Westfield City property record for 14 Mill St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,315 sqft · built 1900 |
| Lot Size | 0.399 acres (17,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2011) |
| Tax Bill | $8,110 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:35 L:140 |
| Primary APN | WFLD M:35 L:140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,315 sqft Living Area |
| Gross Area | 5,403 sqft |
| Basement Area | 1,175 sqft |
| Unfinished Basement | 1,175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,395 sqft (0.399 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 14 MILL ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 140 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 812701 |
14 Mill St is owned and occupied by an individual who bought it in September 2011.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 MILL ST, WESTFIELD, MA 01085-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2011 · Amount on File |
| Deed Sale | Sep 16, 2011 · Amount on File |
| Prior Sale | Aug 30, 1990 · Amount on File |
| Deed Document Number | 20114 |
| Deed Book / Page | 18917 / 415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 14 MILL ST, WESTFIELD, MA 01085-4237 |
| Document Number | 21542-468 |
| Book / Page | 021542 / 000468 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21542-468 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 021542/000468 |
| Instrument | 3930 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 22, 2032 |
The 2026 property tax bill for 14 Mill St was $8,110, up 13.7% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,110.00 (+13.67%) | $543,200 (+15.57%) Land $119,900 Building $423,300 | $398,866 (-21.37%) |
| 2025 | $7,135.00 | $470,000 Land $116,200 Building $353,800 | $507,300 (+20.27%) |
| 2024 | $421,800 | ||
| 2023 | $6,597.00 | $388,500 Land $100,700 Building $287,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures