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18 Leeward Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 18 Leeward Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,632 sqft · built 2001
Lot Size0.137 acres (5,968 sqft)
OwnerTrust Name on File
Last Sale$235,000 (Apr 2011)
Deeds & MortgagesJun 2026 Mortgage
Nov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN28-2S-21-42600-000-0410

Property Details

APN / Parcel Number

Primary APN28-2S-21-42600-000-0410
Alternative APNs
  • 28-221-42600-000-0410
  • 1060807

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area2,247 sqft
1st Floor Area1,632 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions109 ft deep x 55 ft wide
Garage TypeAttached
Garage Area441 sqft
PorchEnclosed/Finished Porch
Porch Area24 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address18 LEEWARD DR
CityMIRAMAR BEACH
StateFL
Zip32550-7147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 SEASPRAY PB 14-18 OR 2114-208 OR 2315-1 OR 2863-1005 OR 3272-2526
Legal Range021
Legal Township02S
Legal Section28
Legal SubdivisionSEASPRAY
Legal Block4
Legal Lot Number41
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1048
Census Tract950609

Owner

18 Leeward Dr is owner-occupied and held in a trust since November 2022.

Source: Walton County records, as of June 16, 2026

Owner of RecordTrust Name on File
Mailing Address18 LEEWARD DR, MIRAMAR BEACH, FL 32550-7147
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
SERVICELINK
Nov 8, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2011 · Amount on File
Deed SaleApr 6, 2011 · Amount on File
Prior SaleMar 27, 2001 · Amount on File
Deed Document Number201151971
Deed Book / Page2863 / 1005
Last Transfer DateNov 8, 2022
Transfer Doc0032722526
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateJun 2, 2026
Property Address18 LEEWARD DR, MIRAMAR BEACH, FL 32550-7147
Document Number0000022422
Book / Page3400 / 2268
Instrument DateMay 27, 2026
Instrument202622422
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address18 LEEWARD DR, MIRAMAR BEACH, FL 32550-7147

Mortgage

Document Number0000022422,
DateJun 2, 2026
Book Page3400/2268
Instrument202622422
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.64%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateNov 8, 2022
Property Address18 LEEWARD DR, MIRAMAR BEACH, FL 32550-7147
Document Number0032722526
Book / Page3272 / 2526
Map ReferenceMB 14 PG 18-18A
Instrument DateNov 8, 2022
Instrument20220049171
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address18 LEEWARD DR, MIRAMAR BEACH, FL 32550-7147

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address18 LEEWARD DR, MIRAMAR BEACH, FL 32550-7147

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$362,749$621,664 Land $125,000 Building $496,664
2023Homeowner's exemption$563,897 Land $84,441 Building $479,456$563,897 Land $84,441 Building $479,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Leeward Dr in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Leeward Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: REV, Wildstar Networks.

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