Walton County property record for 106 Leeward Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,671 sqft · built 2000 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $350,000 (Mar 2018) |
| Tax Bill | $2,633 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42600-000-0320 |
| Primary APN | 28-2S-21-42600-000-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,671 sqft Living Area |
| Gross Area | 2,273 sqft |
| 1st Floor Area | 1,671 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 106 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 106 LEEWARD DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CCMU |
| Legal Description | LOT 32 SEASPRAY PB 14-18 OR 2296-1490 OR 2629-497 OR 2972-1255 OR 3067-597 OR 3348-1898 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | SEASPRAY |
| Legal Block | 3 |
| Legal Lot Number | 32 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 950609 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 515 PATRICK FARMS DR, PEARL, MS 39208-9425 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 9, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Mar 5, 2018 | Warranty Deed, Transfer · Conventional with PMI SOUTHEAST MTG/GA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2018 · Amount on Record |
| Deed Sale | Mar 5, 2018 · Amount on Record |
| Prior Sale | Feb 27, 2015 · Amount on Record |
| Deed Document Number | 20187063 |
| Deed Book / Page | 3067 / 597 |
| Last Transfer Date | Jan 8, 2025 |
| Transfer Doc | 0033481898 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 106 LEEWARD DR, MIRAMAR BEACH, FL 32550-4122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0030981326 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 3098/1326 |
| Instrument | 20190005913 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 106 LEEWARD DR, MIRAMAR BEACH, FL 32550-4122 |
| Document Number | 0030524476 |
| Book / Page | 003052 / 004476 |
| Instrument Date | Sep 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 LEEWARD DR MIRAMAR BEACH FL 325504122, MIRAMAR BEACH, FL 32550-4122 |
| Document Number | 0030524476 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 003052/004476 |
| Instrument | 31303 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 5, 2018 |
| Property Address | 106 LEEWARD DR, MIRAMAR BEACH, FL 32550-4122 |
| Document Number | 0030670597 |
| Book / Page | 003067 / 000597 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 7063 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 PATRICK FARMS DR PEARL MS 392089425, PEARL, MS 39208-9425 |
| Document Number | 30670599 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 003067/000599 |
| Instrument | 7064 |
| Name | SOUTHEAST MTG/GA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2048 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,633.00 (+2.05%) | $330,041 (-41.29%) | $591,597 (+5.24%) Land $125,000 Building $466,597 |
| 2024 | $2,580.00 (+3.99%) | ||
| 2023 | $2,481.00 (+1.35%) Homeowner's exemption | $562,125 (+19.95%) Land $84,441 Building $477,684 | $562,125 (+19.95%) Land $84,441 Building $477,684 |
| 2022 | $2,448.00 Homeowner's exemption | $468,649 Land $93,729 Building $374,920 | $468,649 Land $93,729 Building $374,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.
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