Monroe County property record for 18 Halfway Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 870 sqft · built 1973 |
| Lot Size | 0.362 acres (15,777 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,875,000 (Mar 2023) |
| Tax Bill | $29,247 (2024) |
| Deeds & Mortgages | Mar 2023 Sale Mar 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00572221-004700 |
| Primary APN | 00572221-004700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 870 sqft Living Area |
| 1st Floor Area | 2,614 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 15,777 sqft (0.362 acres) |
| Garage Area | 540 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 3,098 sqft |
| Patio Area | 1,116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1706264 |
|---|---|
| Old Parcel Number | 12594000572221004700 |
| Street Address | 18 HALFWAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 20 LT 18 GRAYVIK EXTENSION OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR605-272 OR792-351 OR818-1335/36 OR835-1675 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | GRAYVIK EXT O.R. #2 |
| Legal Block | 20 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
18 Halfway Rd is owned by an individual who bought it in March 2023.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8430 SHAWNEE RUN RD, CINCINNATI, OH 45243-3313 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 24, 2017 | Deed of Trust, Mortgage · Line of Credit GIBRALTAR PRIVATE BK&TR FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Deed Document Number | 2409093 |
| Deed Book / Page | 3214 / 1599 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 7, 2023 |
| Property Address | 18 HALFWAY RD, KEY LARGO, FL 33037-3731 |
| Document Number | 0032141599 |
| Book / Page | 3214 / 1599 |
| Map Reference | MB 6 PG 28 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2409093 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $41,125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4690 HAMILTON TER, VERO BEACH, FL 32967-7330 |
| Name | Verified Name |
|---|---|
| Address | 8430 SHAWNEE RUN RD, CINCINNATI, OH 45243-3313 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 18 HALFWAY RD, KEY LARGO, FL 33037-3731 |
| Document Number | 0028470916 |
| Book / Page | 002847 / 000916 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 HALFWAY RD KEY LARGO FL 330373731, KEY LARGO, FL 33037-3731 |
| Document Number | 0028470916 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 002847/000916 |
| Instrument | 2117332 |
| Name | GIBRALTAR PRIVATE BK&TR FSB |
|---|---|
| Type | Bank |
| Address | CORAL GABLES, FL 33134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 3, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,553,582 Land $4,123,516 Building $430,066 | $4,553,582 Land $4,123,516 Building $430,066 | |
| 2024 | $29,247.00 (+327.28%) | ||
| 2023 | $6,845.00 (+4.7%) Homeowner's exemption | $983,280 (+3%) | $4,589,432 (+78.18%) Land $3,575,068 Building $1,014,364 |
| 2022 | $6,538.00 Homeowner's exemption | $954,641 | $2,575,698 Land $2,051,602 Building $524,096 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18 Halfway Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Halfway Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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