Monroe County property record for 20 Halfway Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,663 sqft · built 1973 |
| Lot Size | 0.374 acres (16,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,800,000 (Nov 2020) |
| Tax Bill | $28,570 (2024) |
| Deeds & Mortgages | Nov 2020 Sale Oct 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00572221-004900 |
| Primary APN | 00572221-004900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,663 sqft Living Area |
| Gross Area | 5,239 sqft |
| 1st Floor Area | 4,663 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 16,275 sqft (0.374 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Pool Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 2,329 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1706281 |
|---|---|
| Street Address | 20 HALFWAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 20 LT 20 GRAYVIK EXTENSION OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR523-665 OR771-39 OR877-443 OR1255-2121 OR1339-1572/73 OR1339-1574/75 OR1399-1122 OR1399-1133/34 OR1399-1135/36 OR1399-1123/32 OR1399-1137/39 OR1730-2039 OR2204-608/21 OR2504-2187 O |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | GRAYVIK EXT O.R. #2 |
| Legal Block | 20 |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
20 Halfway Rd is owned by two individuals who bought it in November 2020.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1000 MICHIGAN AVE, WILMETTE, IL 60091-1934 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2020 | Warranty Deed, Transfer REEF TITLE COMPANY, REEF TITLE CO |
| Oct 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | Oct 29, 2019 · Amount on File |
| Deed Document Number | 20202292186 |
| Deed Book / Page | 3058 / 1810 |
| Prior Transfer Date | Oct 28, 2019 |
| Prior Transfer Doc | 0029911835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 24, 2020 |
| Property Address | 20 HALFWAY RD, KEY LARGO, FL 33037-3731 |
| Document Number | 0030581810 |
| Book / Page | 003058 / 001810 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2292186 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | REEF TITLE COMPANY, REEF TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $19,600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1000 MICHIGAN AVE WILMETTE IL 600911934, WILMETTE, IL 60091-1934 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 29, 2019 |
| Property Address | 20 HALFWAY RD, KEY LARGO, FL 33037-3731 |
| Document Number | 0029911835 |
| Book / Page | 002991 / 001835 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 2242301 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $15,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 801 ELDERBERRY WAY BOCA RATON FL 334865528, BOCA RATON, FL 33486-5528 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,724,439 Land $4,212,377 Building $1,512,062 | $5,724,439 Land $4,212,377 Building $1,512,062 | |
| 2024 | $28,570.00 (+6.2%) | ||
| 2023 | $26,902.00 (+31.23%) | $5,272,659 (+50.61%) Land $3,652,110 Building $1,620,549 | $5,272,659 (+50.61%) Land $3,652,110 Building $1,620,549 |
| 2022 | $20,500.00 | $3,500,835 Land $2,095,813 Building $1,405,022 | $3,500,835 Land $2,095,813 Building $1,405,022 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Halfway Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Halfway Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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