18 Central St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 18 Central St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,212 sqft · built 1915
Lot Size	0.093 acres (4,040 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (Sep 2021)
Tax Bill	$14,376 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-E-8`

Property Details

APN / Parcel Number

Primary APN	`44-E-8`
Alternative APNs	`SOME M:44 B:E L:8` `7274060`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,212 sqft Living Area
Gross Area	5,223 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	4,040 sqft (0.093 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7274060
Street Address	18 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02143-2828
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Subdivision	SOMERVILLE
Legal Block	E
Legal Lot Number	8
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1004
Census Tract	351102

Owner

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CENTRAL ST, SOMERVILLE, MA 02143-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Dec 19, 2000 · Amount on Record
Deed Document Number	2021205690
Deed Book / Page	78707 / 321
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0000205690
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Sep 16, 2021
Property Address	18 CENTRAL ST, SOMERVILLE, MA 02143-2828
Document Number	078707-321
Book / Page	78707 / 321
Instrument Date	Sep 15, 2021
Instrument	205690
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CENTRAL ST # 18A, 18A, SOMERVILLE, MA 02143-2828

Mortgage

Document Number	0000205691
Date	Sep 16, 2021
Instrument	205691

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Oct 1, 2026
Max Rate At Change	2.75%
Index	1-Year CMT

Mortgage

Document Number	078707-350
Date	Sep 16, 2021
Book Page	78707/350
Instrument	205692

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,376.00 (+4.7%)	$1,317,700 (+0.96%) Land $616,700 Building $701,000
2024	$13,731.00 (+5.54%)	$1,305,200 (+3.74%) Land $616,700 Building $688,500
2023	$13,010.00	$1,258,200 Land $616,700 Building $641,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	630 / 140
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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