Middlesex County and Somerville City property record for 20 Central St, Somerville, MA 02143
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3 ba · 3,515 sqft · built 1915 |
| Lot Size | 0.086 acres (3,749 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Sep 2015) |
| Tax Bill | $17,015 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-E-7 |
| Primary APN | 44-E-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,515 sqft Living Area |
| Gross Area | 5,175 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,749 sqft (0.086 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 18575050 |
|---|---|
| Street Address | 20 CENTRAL ST |
| City | SOMERVILLE |
| State | MA |
| Zip | 02143-2828 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NR |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERVILLE MA |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 351102 |
Source: Middlesex County and Somerville City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CENTRAL ST, SOMERVILLE, MA 02143-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on Record |
| Deed Sale | Sep 16, 2015 · Amount on Record |
| Prior Sale | Dec 28, 2000 · Amount on Record |
| Deed Book / Page | 66083 / 340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERVILLE MA |
| Property Address | 20 CENTRAL ST, SOMERVILLE, MA 02143-2828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75688-329 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 75688/329 |
| Instrument | 168327 |
| Name | FIDELITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Somerville City |
| Unified School District | Somerville School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,015.00 (+4.86%) | $1,559,600 (+1.11%) Land $603,500 Building $956,100 |
| 2024 | $16,227.00 (+6.14%) | $1,542,500 (+4.33%) Land $603,500 Building $939,000 |
| 2023 | $15,288.00 | $1,478,500 Land $603,500 Building $875,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Netafy Fixed Wireless | 630 / 140 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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