24 Central St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 24 Central St, Somerville, MA 02143

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 3,796 sqft · built 1890
Lot Size	0.148 acres (6,435 sqft)
Owner	2 Individual Names on File
Last Sale	$1,625,000 (Oct 2025)
Tax Bill	$18,053 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`44-E-6`

Property Details

APN / Parcel Number

Primary APN	`44-E-6`
Alternative APNs	`SOME M:44 B:E L:6` `16549074`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,796 sqft Living Area
Gross Area	5,843 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Slate
Lot Area	6,435 sqft (0.148 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16549074
Street Address	24 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02143-2850
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RB
Legal Subdivision	SOMERVILLE
Legal Block	E
Legal Lot Number	6
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1004
Census Tract	351102

Owner

24 Central St, a triplex, is owned and occupied by two individuals who bought it in October 2025.

Source: Middlesex County and Somerville City records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 CENTRAL ST, SOMERVILLE, MA 02143-2850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Quit Claim Deed, Transfer LEADER BANK NA
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Sep 14, 2007 · Amount on File
Deed Document Number	2025129519
Deed Book / Page	84780 / 184
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Oct 24, 2025
Property Address	24 CENTRAL ST, SOMERVILLE, MA 02143-2850
Document Number	084780-184
Book / Page	84780 / 184
Instrument Date	Oct 24, 2025
Instrument	129519
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 CENTRAL ST, SOMERVILLE, MA 02143-2850

Mortgage

Document Number	0000129520
Date	Oct 24, 2025
Instrument	129520

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	24 CENTRAL ST, SOMERVILLE, MA 02143-2850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74691-94
Date	May 18, 2020
Book Page	74691/94
Instrument	74510

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24 Central St was $18,053, up 6.3% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,053.00 (+6.29%)	$1,654,700 (+2.49%) Land $713,300 Building $941,400
2024	$16,985.00 (+2.25%)	$1,614,500 (+0.5%) Land $713,300 Building $901,200
2023	$16,611.00	$1,606,500 Land $713,300 Building $893,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 24 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	630 / 140
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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