Middlesex County and Somerville City property record for 12 Central St, #2, Somerville, MA 02143
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 1890 |
| Lot Size | 0.059 acres (2,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Jun 2016) |
| Tax Bill | $9,040 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 20180200 |
| Primary APN | 20180200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,282 sqft Living Area |
| Gross Area | 1,757 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,609 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 20180200 |
|---|---|
| Street Address | 12 CENTRAL ST, 2 |
| City | SOMERVILLE |
| State | MA |
| Zip | 02143-2842 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | NR |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERVILLE MA |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 351204 |
12 Central St, #2 is owned and occupied by two individuals who bought it in June 2016.
Source: Middlesex County and Somerville City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CENTRAL ST, 2, SOMERVILLE, MA 02143-2842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on File |
| Deed Sale | Jun 10, 2016 · Amount on File |
| Deed Book / Page | 67409 / 561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERVILLE MA |
| Property Address | 12 CENTRAL ST # 2, 2, SOMERVILLE, MA 02143-2842 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076852-146 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 76852/146 |
| Instrument | 23216 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 12 Central St, #2 was $9,040, up 5.8% from the year before.
Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Somerville City |
| Unified School District | Somerville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,040.00 (+5.83%) | $828,600 (+2.04%) Building $828,600 | $941,830 (+7.43%) |
| 2024 | $8,542.00 (+3.06%) | $812,000 (+1.31%) Building $812,000 | $876,660 |
| 2023 | $8,288.00 | $801,500 Building $801,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Central St, #2 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1985) |
| Most Recent Claim | Jul 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Central St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 885 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Netafy, Starry.
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