18 Central St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 18 Central St, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 976 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Nov 2013)
Tax Bill	$6,673 (2025)
Deeds & Mortgages	Apr 2022 Refinance Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:26 B:177`

Property Details

APN / Parcel Number

Primary APN	`DERY M:26 B:177`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	976 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	18 CENTRAL ST
City	DERRY
State	NH
Zip	03038-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBD
Legal Block	177
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2005
Census Tract	3500

Owner

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CENTRAL ST, DERRY, NH 03038-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2013 · Amount on Record
Deed Sale	Nov 22, 2013 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Book / Page	5496 / 2634
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	18 CENTRAL ST, DERRY, NH 03038-2505
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006400-78
Date	Apr 15, 2022
Book Page	6400/78
Instrument	22016959

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	18 CENTRAL ST, DERRY, NH 03038-2505
Document Number	0060981754
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 CENTRAL ST DERRY NH 030382505, DERRY, NH 03038-2505

Mortgage

Document Number	0060981754
Date	Apr 1, 2020
Book Page	006098/001754
Instrument	14335

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 31, 2040

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,673.00 (+1.6%)	$351,400 (-) Land $194,100 Building $157,300
2024	$6,568.00 (+4.11%)	$351,400 (+15.18%) Land $194,100 Building $157,300
2023	$6,309.00 (+8.61%)	$305,100 (-) Land $165,000 Building $140,100	$380,855
2022	$5,809.00	$305,100 Land $165,000 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 units insured incl. 2 condo units
Nearby Flood Claims	9 (1996–2007)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 5 claims Fall Northeaster Rainstorm, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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