12 Central St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 12 Central St, Derry, NH 03038

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,120 sqft · built 1850
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Sep 2025)
Tax Bill	$8,092 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:26 B:174`

Property Details

APN / Parcel Number

Primary APN	`DERY M:26 B:174`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	4,432 sqft
1st Floor Area	1,060 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 CENTRAL ST
City	DERRY
State	NH
Zip	03038-2557
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CBD
Legal Block	174
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2005
Census Tract	3500

Owner

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	72 PROVIDENCE HILL RD, ATKINSON, NH 03811-2336
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer BANKPROV
Feb 20, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	20252918
Deed Book / Page	6653 / 42
Prior Transfer Date	Jan 24, 2024
Prior Transfer Doc	0006533-41
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Sep 30, 2025
Property Address	12 CENTRAL ST, DERRY, NH 03038-2557
Document Number	0006653-42
Book / Page	6653 / 42
Instrument Date	Sep 30, 2025
Instrument	25032918
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 PROVIDENCE HILL RD, ATKINSON, NH 03811-2336

Mortgage

Document Number	0025032919
Date	Sep 30, 2025
Instrument	25032919

Lender

Name	BANKPROV

Agreement

Amount	Amount on Record

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Feb 20, 2024
Property Address	12 CENTRAL ST, DERRY, NH 03038-2557
Document Number	0006533-41
Book / Page	6533 / 41
Instrument Date	Jan 24, 2024
Instrument	24004776
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 HILLSIDE AVE, DERRY, NH 03038-2229

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Jun 27, 2019
Property Address	12 CENTRAL ST, DERRY, NH 03038-2557
Document Number	0060120434
Book / Page	006012 / 000434
Instrument Date	Jun 26, 2019
Instrument	23569
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 HILLSIDE AVE DERRY NH 030382229, DERRY, NH 03038-2229

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,092.00 (+1.61%)	$426,100 (-) Land $192,000 Building $234,100
2024	$7,964.00 (+13.5%)	$426,100 (+25.58%) Land $192,000 Building $234,100
2023	$7,017.00 (+8.62%)	$339,300 (-) Land $163,200 Building $176,100
2022	$6,460.00	$339,300 Land $163,200 Building $176,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 units insured incl. 2 condo units
Nearby Flood Claims	9 (1996–2007)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 5 claims Fall Northeaster Rainstorm, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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