16 Central St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 16 Central St, Derry, NH 03038

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,090 sqft · built 1919
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$263,000 (Jan 2016)
Tax Bill$10,595 (2025)
Flood ZoneZone X (minimal risk)
APNDERY M:26 B:176

Property Details

APN / Parcel Number

Primary APNDERY M:26 B:176

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Units2 Units
Stories3 Stories
Building Area3,090 sqft Living Area
Gross Area5,185 sqft
1st Floor Area1,203 sqft
AtticAttic
Attic Area1,242 sqft
Basement Area1,203 sqft
Unfinished Basement1,203 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address16 CENTRAL ST
CityDERRY
StateNH
Zip03038-2556
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeCBD
Legal Block176
JurisdictionDERRY TOWN NH
Township / Civil DivisionDERRY
Census Block Group2
Census Block2005
Census Tract3500

Owner

16 Central St, a duplex, is owned and occupied by two individuals who bought it in January 2016.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address16 CENTRAL ST, DERRY, NH 03038-2556
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2016 · Amount on File
Deed SaleJan 20, 2016 · Amount on File
Prior SaleJun 3, 2015 · Amount on File
Deed Book / Page5686 / 1282
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 16 Central St was $10,595, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionDerry Town
Elementary School DistrictDerry School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,595.00 (+1.61%)$557,900 (-) Land $194,100 Building $363,800
2024$10,427.00 (+15.88%)$557,900 (+28.22%) Land $194,100 Building $363,800
2023$8,998.00 (+8.62%)$435,100 (-) Land $165,000 Building $270,100
2022$8,284.00$435,100 Land $165,000 Building $270,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 units insured
incl. 2 condo units
Nearby Flood Claims9 (1996–2007)
Claims Outside the SFHA7 of 9
Most Recent ClaimApr 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2007 · 5 claims
  • Fall Northeaster Rainstorm, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERRY WATER DEPT
serves 17,528 people · EPA ID NH0611010
Water SourcePurchased surface water from MANCHESTER WATER WORKS
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Central St

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