15 Central St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 15 Central St, Derry, NH 03038

Property Summary

Property Type	Auto Repair, Garage
Details	7,463 sqft · built 1924
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Sep 2008)
Tax Bill	$9,560 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERY M:26 B:173`

Property Details

APN / Parcel Number

Primary APN	`DERY M:26 B:173`

Interior

Units	3 Units
Stories	2 Stories
Building Area	7,463 sqft Total Area
Gross Area	13,184 sqft
1st Floor Area	7,463 sqft
Attic	Attic
Attic Area	1,856 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 CENTRAL ST
City	DERRY
State	NH
Zip	03038-2504
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	CBD
Legal Block	173
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2003
Census Tract	3500

Owner

15 Central St, a commercial property, is owned by a company that bought it in September 2008.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	11 CENTRAL ST, DERRY, NH 03038-2504
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 8, 2018	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2008 · Amount on File
Deed Sale	Sep 23, 2008 · Amount on File
Deed Book / Page	4951 / 534
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	15 CENTRAL ST, DERRY, NH 03038-2504
Document Number	0060812208
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15A CENTRAL ST EAST HAMPSTEAD NH 038262418, EAST HAMPSTEAD, NH 03826-2418

Mortgage

Document Number	0060812208
Date	Feb 5, 2020
Book Page	006081/002208
Instrument	5371

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	300 Months
Due	Feb 4, 2045

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 8, 2018
Property Address	15 CENTRAL ST, DERRY, NH 03038-2504
Document Number	0059361797
Book / Page	005936 / 001797
Instrument Date	Aug 8, 2018
Instrument	31708
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	70 POTTER RD WALTHAM MA 024536571, WALTHAM, MA 02453-6571

Mortgage

Document Number	59361799
Date	Aug 8, 2018
Book Page	005936/001799
Instrument	31709

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15 Central St was $9,560, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,560.00 (+1.6%)	$503,400 (-) Land $211,800 Building $291,600
2024	$9,409.00 (+8.1%)	$503,400 (+19.6%) Land $211,800 Building $291,600
2023	$8,704.00 (+8.61%)	$420,900 (-) Land $141,200 Building $279,700
2022	$8,014.00	$420,900 Land $141,200 Building $279,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 units insured incl. 2 condo units
Nearby Flood Claims	9 (1996–2007)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 5 claims Fall Northeaster Rainstorm, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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