1797 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1797 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,444 sqft
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$862 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-010-200-150-00`

Property Details

APN / Parcel Number

Primary APN	`040-010-200-150-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	200 ft deep x 130 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1797 E COGGINS RD
City	PINCONNING
State	MI
Zip	48650-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	W 130 FT OF E 780 FT OF S 200 FT OF SW 1/4 OF NE 1/4. SEC.10,T16N R4E
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3010
Census Tract	286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1797 E COGGINS RD, PINCONNING, MI 48650-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 1999
Deed Sale	Jun 17, 1999
Prior Sale	Aug 30, 1995 · Amount on Record
Deed Book / Page	1624 / 698
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1797 E COGGINS RD, PINCONNING, MI 48650-9480
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1797 E COGGINS RD, PINCONNING, MI 48650-9480

Mortgage

Document Number	0000000006
Date	Jan 3, 2024
Instrument	202400006

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$862.00 (+11.95%) Homeowner's exemption	$51,400 (+38.92%)	$102,800 (+38.92%)
2023		$37,000	$74,000
2022	$770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20