1765 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1765 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,384 sqft · built 1964
Lot Size4.63 acres (201,683 sqft)
OwnerIndividual Name on Record
Last Sale$122,900 (Oct 2022)
Tax Bill$2,008 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Jun 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-010-200-155-00

Property Details

APN / Parcel Number

Primary APN040-010-200-155-00

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,384 sqft Living Area
1st Floor Area1,384 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area201,683 sqft (4.63 acres)
Lot Dimensions200 ft deep x 200 ft wide
Garage Area300 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1765 E COGGINS RD
CityPINCONNING
StateMI
Zip48650-9480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRF
Legal DescriptionS 400 FT OF SW 1/4 OF NE 1/4. EX E 650 FT, EX W 330 FT OF E 980 FT OF S 200 FT. SEC.10,T16N,R4E 6-17-74
JurisdictionBAY MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3010
Census Tract286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1765 E COGGINS RD, PINCONNING, MI 48650-9480
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 18, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 3, 2022Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 10, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2022 · Amount on Record
Deed SaleOct 10, 2022 · Amount on Record
Prior SaleJun 5, 1989 · Amount on Record
Deed Document Number202214259
Last Transfer DateSep 9, 2024
Transfer Doc0000009290
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1765 E COGGINS RD, PINCONNING, MI 48650-9480
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007141
DateMay 16, 2019
Instrument201907141
Lender
NamePNC BANK NA
TypeBank
AddressBAY CITY, MI 48706
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1765 E COGGINS RD, PINCONNING, MI 48650-9480
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010810
DateJun 18, 2021
Instrument202110810
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1765 E COGGINS RD, PINCONNING, MI 48650-9480
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address19045 E 10 MILE RD, ROSEVILLE, MI 48066-3901

Mortgage

Document Number0000013937
DateOct 3, 2022
Instrument202213937
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateOct 10, 2022
Property Address1765 E COGGINS RD, PINCONNING, MI 48650-9480
Document Number0000014259
Instrument DateSep 29, 2022
Instrument202214259
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

AmountAmount Recorded
Tax$922.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1765 E COGGINS RD, PINCONNING, MI 48650-9480

Transferred To (Grantee/Buyer)

NameVerified Name
Address19045 E 10 MILE RD, ROSEVILLE, MI 48066-3901

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionFraser Township
Unified School DistrictPinconning Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,008.00 (+39.35%) Homeowner's exemption$69,400 (+48.29%)$138,800 (+48.29%)
2023$46,800$93,600
2022$1,441.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1986–2020)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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