1770 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1770 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,176 sqft · built 1993
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Tax Bill	$2,158 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-010-400-010-01`

Property Details

APN / Parcel Number

Primary APN	`040-010-400-010-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	233 ft deep x 118 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1770 E COGGINS RD
City	PINCONNING
State	MI
Zip	48650-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT CEN OF SEC 240 FT E TO POB TH E 118 FT TH S 233 FT TH W 118 FT TH N 233 FT TO BEG SEC 10 T16N R4E 12-8-75
Legal Range	04E
Legal Township	16N
Legal Section	10
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3023
Census Tract	286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1770 E COGGINS RD, PINCONNING, MI 48650-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1770 E COGGINS RD, PINCONNING, MI 48650-9480
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015355
Date	Nov 13, 2019
Instrument	201915355

Lender

Name	FIFTH THIRD BANK NORTHERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,158.00 (+13.34%) Homeowner's exemption	$101,600 (+36.56%)	$203,200 (+36.56%)
2023		$74,400	$148,800
2022	$1,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20