1817 E Coggins Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1817 E Coggins Rd, Pinconning, MI 48650

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,610 sqft
Lot Size1.83 acres (79,715 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Aug 2023)
Tax Bill$2,391 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN040-010-200-140-00

Property Details

APN / Parcel Number

Primary APN040-010-200-140-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,610 sqft Living Area
1st Floor Area1,610 sqft

Exterior

Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area79,715 sqft (1.83 acres)
Lot Dimensions400 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1817 E COGGINS RD
CityPINCONNING
StateMI
Zip48650-7492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRF
Legal DescriptionW 200 FT OF E 600 FT OF S 400 FT OF SW 1/4 OF NE 1/4. SEC 10 T16N R4E
Legal Range04E
Legal Township16N
Legal Section10
JurisdictionBAY MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3010
Census Tract286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1817 E COGGINS RD, PINCONNING, MI 48650-7492
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Warranty Deed, Transfer · Conventional Mortgage
STAUNTON FINANCIAL INC
Oct 5, 2018Deed of Trust, Mortgage · Line of Credit
CATHOLIC FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2023 · Amount on Record
Deed SaleAug 4, 2023 · Amount on Record
Prior SaleFeb 22, 2016 · Amount on Record
Deed Document Number20238825
Prior Transfer DateFeb 16, 2016
Prior Transfer Doc0031380252
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateAug 4, 2023
Property Address1817 E COGGINS RD, PINCONNING, MI 48650-7492
Document Number0000008825
Instrument DateAug 1, 2023
Instrument202308825
Transaction TypeTransfer
Record UpdatedOct 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1817 E COGGINS RD, PINCONNING, MI 48650-7492

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 N SPRING ST, GLADWIN, MI 48624-1336

Mortgage

Document Number0000008826
DateAug 4, 2023
Instrument202308826
Lender
NameSTAUNTON FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address1817 E COGGINS RD, PINCONNING, MI 48650-7492
Document Number0000014303
Instrument DateOct 5, 2018
Transaction TypeMortgage
Record UpdatedJan 3, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1817 E COGGINS RD PINCONNING MI 486507492, PINCONNING, MI 48650-7492

Mortgage

Document Number0000014303
DateOct 18, 2018
Instrument14303
Lender
NameCATHOLIC FCU
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 17, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionFraser Township
Unified School DistrictPinconning Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,391.00 (+223.11%) Homeowner's exemption$70,400 (+5.86%)$140,800 (+5.86%)
2025$740.00 (-52.75%) Homeowner's exemption$66,500 (+29.13%)$133,000 (+29.13%)
2023$51,500$103,000
2022$1,566.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1986–2020)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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